Top 325 underwriter Jobs in texas

Senior Merchant Underwriting Analyst
Woodforest Acceptance Solutions —The Woodlands, TX
- $61,021.96 - $73,488.81 a year
- Full-time
- Microsoft Excel
- Research
- Office
- Dental insurance
- 401(k)
Quick Apply
Business Loan Underwriter
LiftFund —San Antonio, TX
- Full-time
- Customer service
- Data analysis skills
- Mid-level
Quick Apply
Construction Loss Sensitive Underwriter, Account Executive
The Travelers Companies, Inc. —Richardson, TX
- $99,100 - $163,400 a year
- Hybrid work
- Mid-level
- 3 years
- Bachelor's degree
- Wellness program
- Paid holidays
Commercial Surety Bond Underwriter
WAHVE —Fort Worth, TX
- Part-time
- Remote
- Math
- Accounting
- Senior level
- Health insurance
- 401(k)
Commercial Lines Underwriting Assistant
WAHVE —San Antonio, TX
- Part-time
- Remote
- Research
- Senior level
- Commercial
- Health insurance
- 401(k)
Commercial Lines Underwriting Assistant
WAHVE —Austin, TX
- Part-time
- Remote
- Research
- Senior level
- Commercial
- Health insurance
- 401(k)
Underwriting Consultant(Commercial Construction P&C)
CNA Insurance —Plano, TX
- Full-time
- Hybrid work
- 8 years
- Analysis skills
- Experience equivalent to degree accepted
Management Liability Underwriter / Outside Sales (Associate Account Executive)
The Travelers Companies, Inc. —Richardson, TX
- $70,400 - $116,200 a year
- Hybrid work
- Mid-level
- Bachelor's degree
- Children
- Wellness program
- Paid holidays
Mortgage Underwriting Manager (Hybrid Carrollton, TX)
Mphasis —Carrollton, TX
- $85,000 - $95,000 a year
- Full-time
- Hybrid work
- Background check
- Computer literacy
- Mid-level
- Health insurance
- Dental insurance
Quick Apply
Underwriter IV
Mutual of Omaha —Stafford, TX
- $86,000 - $114,000 a year
- Full-time
- Remote
- 5 years
- Analysis skills
- Bachelor's degree
- Paid holidays
- 401(k)
6d
Executive Underwriter or AVP, Underwriting Director - Construction Property
Zurich Insurance Company Ltd. —Addison, TX
- $100,000 - $215,000 a year
- Full-time
- Hybrid work
- Office
- 3 years
- High school diploma or GED
- Flexible schedule
3d
Executive Underwriter OR AVP, Underwriting Director Construction Casualty
Zurich Insurance Company Ltd. —Texas
- $105,200 - $227,900 a year
- Full-time
- Remote
- 3 years
- High school diploma or GED
- Senior level
3d
Underwriter OR Underwriting Specialist, Construction Casualty
Zurich Insurance Company Ltd. —Addison, TX
- $62,900 - $130,300 a year
- Full-time
- Hybrid work
- Mid-level
- Office
- High school diploma or GED
- Flexible schedule
3d
Commercial Lines Underwriter
WAHVE —Houston, TX
- Part-time
- Remote
- Senior level
- Commercial
- Health insurance
- 401(k)
Account Executive/Underwriter, National Accounts
The Travelers Companies, Inc. —Richardson, TX
- $99,100 - $163,400 a year
- Hybrid work
- Mid-level
- 3 years
- Bachelor's degree
- Wellness program
- Paid holidays
14d
Commercial Underwriting Portfolio Manager - Houston, San Antonio or Dallas, TX (In Office)
Zions Bancorporation —Houston, TX
- Customer service
- Mid-level
- Office
- Profit sharing
- Paid training
Consumer and Auto Credit Underwriter
Regional Management Corp. —Plano, TX
- Full-time
- Mid-level
- 1 year
- Communication skills
Quick Apply
Manager, Life Co. Acquisition
USAA —Plano, TX
- $90,310 - $162,550 a year
- Hybrid work
- Military
- Research
- Office
- Paid holidays
- Health insurance
7d
Intermediate Life Solutions Specialist - Plano
USAA —Plano, TX
- $48,290 - $111,940 a year
- 8 hour shift
- Hybrid work
- Mid-level
- Office
- High school diploma or GED
- Paid holidays
- Health insurance
Senior Underwriter
Southwestern Bank —Houston, TX
- Full-time
- Microsoft Excel
- Office
- Finance
- Health insurance
- Dental insurance
Quick Apply

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underwriter jobs near texas

Senior Merchant Underwriting Analyst

Woodforest Acceptance Solutions
The Woodlands, TX

Quick Apply

Job Details

Full-time
$61,021.96 - $73,488.81 a year

Benefits

Dental insurance
401(k)
Paid time off
Vision insurance
401(k) matching

Qualifications

Microsoft Excel
Team leadership
Process improvement
Research
Attention to detail
Bank experience
Industry knowledge of financial regulations
Productivity software
Training & development
Time management

Full Job Description

Job Summary
The Senior Merchant Underwriting Analyst is responsible for leading the review and analysis of new and existing merchant processing applications, with primary focus on the most complex, higher-risk, and higher-exposure merchant relationships. This role applies expert-level knowledge of underwriting standards, fraud prevention, and regulatory requirements to protect the organization while enabling strategic business growth. The Senior Analyst exercises broad discretion in risk decisions, provides guidance on exceptions, and serves as a trusted subject matter expert for underwriting, sales, and risk partners. This position operates with a high degree of autonomy, contributes to policy and process development, and plays a key role in mentoring and elevating the underwriting team.

Key Responsibilities:

Lead the independent review and approval of complex, higher-risk, and higher-exposure merchant files in accordance with the Credit policy.

· Exercise advanced judgment within established underwriting policies to approve, decline, or condition merchant accounts, escalating when exceptions or material risks are identified.

Serve as a primary point of contact for complex underwriting issues, proactively partnering with merchants, sales channels, and internal stakeholders to resolve challenges.
Perform in-depth analysis of credit reports, merchant processing statements, bank statements, and financial statements to assess financial viability, risk tolerance, and exposure limits.
Identify and evaluate fraud trends, emerging risks, and control gaps; recommend and implement appropriate mitigation strategies.
Partner closely with sales, banking, compliance, and risk teams to balance growth objectives with sound risk management.
Conduct advanced research related to industry trends, regulatory changes, merchant behavior, and portfolio risk exposure.
Provide training, guidance, and mentorship to Analyst I and Analyst II team members; act as an escalation resource.
Contribute to underwriting policy development, process improvement initiatives, and enhanced risk controls.

· Serve as a subject‑matter expert and trusted advisor to Sales, Risk, Compliance, and Operations partners by providing guidance on underwriting requirements and risk considerations.

· Review and resolve post‑boarding risk events, including volume spikes, chargebacks, or compliance concerns, recommending corrective actions as needed.

Assist management with reporting, audits, quality assurance reviews, and strategic initiatives as requested.
Perform all other duties as assigned.

Competencies Required:

Expert knowledge of Card Scheme rules, regulations, and merchant acquiring risk principles.
Proven ability to evaluate highly complex underwriting scenarios and make sound, well-documented risk decisions.
Advanced understanding of fraud patterns, higher-risk industries, and mitigation techniques within merchant acquiring.
Strong consultative and influencing skills, with the ability to partner effectively across all levels of the organization.
Exceptional written and verbal communication skills, including the ability to clearly articulate complex risk decisions.
Advanced organizational, prioritization, and time management skills in a high-volume, fast-paced environment.
Demonstrated leadership, critical thinking, and problem-solving capabilities.
Strong attention to detail with consistent accuracy and accountability.
Ability to work independently with minimal oversight and take ownership of outcomes.
Highly proactive, adaptable, and resourceful.
Advanced proficiency in Microsoft Office applications, particularly Excel, Word, and PowerPoint.

Minimum Qualifications/Experience:

Minimum 5 years of merchant underwriting or merchant/payment processing experience in a financial institution, ISO, or merchant services environment.

Formal Education & Certification:

Bachelor’s Degree preferred.

Pay: $61,021.96 - $73,488.81 per year

Benefits:

401(k)
401(k) matching
Dental insurance
Paid time off
Vision insurance

Work Location: In person

Quick Apply

Refine Your Search

underwriter jobs in texas

Senior Merchant Underwriting Analyst

Business Loan Underwriter

Construction Loss Sensitive Underwriter, Account Executive

Commercial Surety Bond Underwriter

Commercial Lines Underwriting Assistant

Commercial Lines Underwriting Assistant

Underwriting Consultant(Commercial Construction P&C)

Management Liability Underwriter / Outside Sales (Associate Account Executive)

Mortgage Underwriting Manager (Hybrid Carrollton, TX)

Underwriter IV

Executive Underwriter or AVP, Underwriting Director - Construction Property

Executive Underwriter OR AVP, Underwriting Director Construction Casualty

Underwriter OR Underwriting Specialist, Construction Casualty

Commercial Lines Underwriter

Account Executive/Underwriter, National Accounts

Commercial Underwriting Portfolio Manager - Houston, San Antonio or Dallas, TX (In Office)

Consumer and Auto Credit Underwriter

Manager, Life Co. Acquisition

Intermediate Life Solutions Specialist - Plano

Senior Underwriter

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