Top 330 underwriter Jobs in texas

Senior Merchant Underwriting Analyst
Woodforest Acceptance Solutions —The Woodlands, TX
- $61,021.96 - $73,488.81 a year
- Full-time
- Microsoft Excel
- Research
- Office
- Dental insurance
- 401(k)
Quick Apply
Business Loan Underwriter
LiftFund —San Antonio, TX
- Full-time
- Customer service
- Data analysis skills
- Mid-level
Quick Apply
Commercial Surety Bond Underwriter
WAHVE —Fort Worth, TX
- Part-time
- Remote
- Math
- Accounting
- Senior level
- Health insurance
- 401(k)
Mortgage Underwriting Manager (Hybrid Carrollton, TX)
Mphasis —Carrollton, TX
- $85,000 - $95,000 a year
- Full-time
- Hybrid work
- Background check
- Computer literacy
- Mid-level
- Health insurance
- Dental insurance
Quick Apply
Commercial Lines Underwriting Assistant
WAHVE —Austin, TX
- Part-time
- Remote
- Research
- Senior level
- Commercial
- Health insurance
- 401(k)
Construction Loss Sensitive Underwriter, Account Executive
The Travelers Companies, Inc. —Richardson, TX
- $99,100 - $163,400 a year
- Hybrid work
- Mid-level
- 3 years
- Bachelor's degree
- Wellness program
- Paid holidays
Underwriting Consultant(Commercial Construction P&C)
CNA Insurance —Plano, TX
- Full-time
- Hybrid work
- 8 years
- Analysis skills
- Experience equivalent to degree accepted
Commercial Lines Underwriting Assistant
WAHVE —San Antonio, TX
- Part-time
- Remote
- Research
- Senior level
- Commercial
- Health insurance
- 401(k)
Underwriter IV
Mutual of Omaha —Stafford, TX
- $86,000 - $114,000 a year
- Full-time
- Remote
- 5 years
- Analysis skills
- Bachelor's degree
- Paid holidays
- 401(k)
6d
Underwriting & Portfolio Management (Vice President)
Citi —Irving, TX
- $114,720 - $172,080 a year
- Full-time
- Microsoft Word
- 5 years
- Office
- Paid holidays
- Disability insurance
21h
Executive Underwriter or AVP, Underwriting Director - Construction Property
Zurich Insurance Company Ltd. —Addison, TX
- $100,000 - $215,000 a year
- Full-time
- Hybrid work
- Office
- 3 years
- High school diploma or GED
- Flexible schedule
3d
Management Liability Underwriter / Outside Sales (Associate Account Executive)
The Travelers Companies, Inc. —Richardson, TX
- $70,400 - $116,200 a year
- Hybrid work
- Mid-level
- Bachelor's degree
- Children
- Wellness program
- Paid holidays
Underwriter Support Specialist-DHI Title Insurance
DHI Title —Austin, TX
- $65,000 - $75,000 a year
- Overtime
- Remote
- Mid-level
- Microsoft Office
- Bachelor's degree
- Employee stock purchase plan
- Disability insurance
Executive Underwriter OR AVP, Underwriting Director Construction Casualty
Zurich Insurance Company Ltd. —Texas
- $105,200 - $227,900 a year
- Full-time
- Remote
- 3 years
- High school diploma or GED
- Senior level
3d
Underwriter OR Underwriting Specialist, Construction Casualty
Zurich Insurance Company Ltd. —Addison, TX
- $62,900 - $130,300 a year
- Full-time
- Hybrid work
- Mid-level
- Office
- High school diploma or GED
- Flexible schedule
3d
Consumer and Auto Credit Underwriter
Regional Management Corp. —Plano, TX
- Full-time
- Mid-level
- 1 year
- Communication skills
Quick Apply
Commercial Insurance Field Production Underwriter Remote TX Or OKC
Criterion Executive Search —Texas
- $110,000 - $145,000 a year
- Remote
- Background check
- 5 years
- US work authorization
Quick Apply
Commercial Lines Underwriter
WAHVE —Houston, TX
- Part-time
- Remote
- Senior level
- Commercial
- Health insurance
- 401(k)
Account Executive/Underwriter, National Accounts
The Travelers Companies, Inc. —Richardson, TX
- $99,100 - $163,400 a year
- Hybrid work
- Mid-level
- 3 years
- Bachelor's degree
- Wellness program
- Paid holidays
14d
Lending Support Underwriter
Mobility Credit Union —Irving, TX
- $28.50 - $33.50 an hour
- Full-time
- Mid-level
- Office
- Residential
- Health savings account
- Health insurance
Quick Apply

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Senior Merchant Underwriting Analyst

Woodforest Acceptance Solutions
The Woodlands, TX

Quick Apply

Job Details

Full-time
$61,021.96 - $73,488.81 a year

Benefits

Dental insurance
401(k)
Paid time off
Vision insurance
401(k) matching

Qualifications

Microsoft Excel
Team leadership
Process improvement
Research
Attention to detail
Bank experience
Industry knowledge of financial regulations
Productivity software
Training & development
Time management

Full Job Description

Job Summary
The Senior Merchant Underwriting Analyst is responsible for leading the review and analysis of new and existing merchant processing applications, with primary focus on the most complex, higher-risk, and higher-exposure merchant relationships. This role applies expert-level knowledge of underwriting standards, fraud prevention, and regulatory requirements to protect the organization while enabling strategic business growth. The Senior Analyst exercises broad discretion in risk decisions, provides guidance on exceptions, and serves as a trusted subject matter expert for underwriting, sales, and risk partners. This position operates with a high degree of autonomy, contributes to policy and process development, and plays a key role in mentoring and elevating the underwriting team.

Key Responsibilities:

Lead the independent review and approval of complex, higher-risk, and higher-exposure merchant files in accordance with the Credit policy.

· Exercise advanced judgment within established underwriting policies to approve, decline, or condition merchant accounts, escalating when exceptions or material risks are identified.

Serve as a primary point of contact for complex underwriting issues, proactively partnering with merchants, sales channels, and internal stakeholders to resolve challenges.
Perform in-depth analysis of credit reports, merchant processing statements, bank statements, and financial statements to assess financial viability, risk tolerance, and exposure limits.
Identify and evaluate fraud trends, emerging risks, and control gaps; recommend and implement appropriate mitigation strategies.
Partner closely with sales, banking, compliance, and risk teams to balance growth objectives with sound risk management.
Conduct advanced research related to industry trends, regulatory changes, merchant behavior, and portfolio risk exposure.
Provide training, guidance, and mentorship to Analyst I and Analyst II team members; act as an escalation resource.
Contribute to underwriting policy development, process improvement initiatives, and enhanced risk controls.

· Serve as a subject‑matter expert and trusted advisor to Sales, Risk, Compliance, and Operations partners by providing guidance on underwriting requirements and risk considerations.

· Review and resolve post‑boarding risk events, including volume spikes, chargebacks, or compliance concerns, recommending corrective actions as needed.

Assist management with reporting, audits, quality assurance reviews, and strategic initiatives as requested.
Perform all other duties as assigned.

Competencies Required:

Expert knowledge of Card Scheme rules, regulations, and merchant acquiring risk principles.
Proven ability to evaluate highly complex underwriting scenarios and make sound, well-documented risk decisions.
Advanced understanding of fraud patterns, higher-risk industries, and mitigation techniques within merchant acquiring.
Strong consultative and influencing skills, with the ability to partner effectively across all levels of the organization.
Exceptional written and verbal communication skills, including the ability to clearly articulate complex risk decisions.
Advanced organizational, prioritization, and time management skills in a high-volume, fast-paced environment.
Demonstrated leadership, critical thinking, and problem-solving capabilities.
Strong attention to detail with consistent accuracy and accountability.
Ability to work independently with minimal oversight and take ownership of outcomes.
Highly proactive, adaptable, and resourceful.
Advanced proficiency in Microsoft Office applications, particularly Excel, Word, and PowerPoint.

Minimum Qualifications/Experience:

Minimum 5 years of merchant underwriting or merchant/payment processing experience in a financial institution, ISO, or merchant services environment.

Formal Education & Certification:

Bachelor’s Degree preferred.

Pay: $61,021.96 - $73,488.81 per year

Benefits:

401(k)
401(k) matching
Dental insurance
Paid time off
Vision insurance

Work Location: In person

Quick Apply

Refine Your Search

underwriter jobs in texas

Senior Merchant Underwriting Analyst

Business Loan Underwriter

Commercial Surety Bond Underwriter

Mortgage Underwriting Manager (Hybrid Carrollton, TX)

Commercial Lines Underwriting Assistant

Construction Loss Sensitive Underwriter, Account Executive

Underwriting Consultant(Commercial Construction P&C)

Commercial Lines Underwriting Assistant

Underwriter IV

Underwriting & Portfolio Management (Vice President)

Executive Underwriter or AVP, Underwriting Director - Construction Property

Management Liability Underwriter / Outside Sales (Associate Account Executive)

Underwriter Support Specialist-DHI Title Insurance

Executive Underwriter OR AVP, Underwriting Director Construction Casualty

Underwriter OR Underwriting Specialist, Construction Casualty

Consumer and Auto Credit Underwriter

Commercial Insurance Field Production Underwriter Remote TX Or OKC

Commercial Lines Underwriter

Account Executive/Underwriter, National Accounts

Lending Support Underwriter

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