Top 25 Mortgage processor Jobs in Troy Mi

Mortgage Loan Processor
GITSIT Solutions, LLC —Farmington Hills, MI
- $24.00 - $31.25 an hour
- Full-time
- Background check
- Customer service
- Mid-level
- Health insurance
- Dental insurance
Quick Apply
4d
Real Estate Lending (Mortgage) Processor II
MSGCU —Troy, MI
- From $24 an hour
- Mid-level
- Office
- High school diploma or GED
- Health savings account
- Paid holidays
4d
Loan Processor - No Experience
United Wholesale Mortgage —Pontiac, MI
- 8 hour shift
- No experience needed
- Office
- High school diploma or GED
- Health insurance
- Dental insurance
Loan Officer Assistant
Priority 1 Lending, LLC —Auburn Hills, MI
- $75,000 - $300,000 a year
- Full-time
- Customer service
- Office
- Organizational skills
- Health insurance
- Dental insurance
Quick Apply
Mortgage Loan Processor
Lending Experts —Troy, MI
- $60,000 - $120,000 a year
- 8 hour shift
- Office
- High school diploma or GED
- Organizational skills
- Health insurance
- Dental insurance
Quick Apply
6d
Mortgage Loan Processor
American First Funding —Southfield, MI
- $25 - $28 an hour
- Mid-level
- Office
- Analysis skills
- Paid holidays
- Dental insurance
Quick Apply
9d
Mortgage Loan Processor
DFCU Financial —Dearborn, MI
- Overtime
- Hybrid work
- Mid-level
- High school diploma or GED
- 2 years
- Health savings account
- Paid holidays
5d
Real Estate Post Closing Administrator
FreeStar Financial Credit Union —Sterling Heights, MI
- $20 - $26 an hour
- Full-time
- Microsoft Word
- Mid-level
- Office
- Paid time off
- 401(k) matching
Quick Apply
Mortgage Loan Processor
Perry Johnson Mortgage —Troy, MI
- Mid-level
- 2 years
- Communication skills
- 401(k)
- Flexible schedule
Quick Apply
Mortgage Loan Processor
Extreme Loans —Southfield, MI
- 8 hour shift
- Office
- High school diploma or GED
- Organizational skills
- Dental insurance
- 401(k)
Quick Apply
Package Back Specialist
Extreme Loans —Southfield, MI
- Microsoft Excel
- Microsoft Outlook
- Office
- Paid training
Quick Apply
Mortgage Loan Processor
Innovation Mortgage —Farmington Hills, MI
- $25 an hour
- Full-time
- Mid-level
- Office
- Bachelor's degree
- Opportunities for advancement
Quick Apply
Mortgage Loan Processor
CROSSCOUNTRY MORTGAGE LLC —Bloomfield Hills, MI
- $50,000 - $70,000 a year
- Mid-level
- Office
- Finance
Quick Apply
Loan Officer Assistant
Liberty 1 Lending Inc —Livonia, MI
- $1,000 a month
- Full-time
- Google Workspace
- Office
- In-person
- Health insurance
- Dental insurance
Quick Apply
Mortgage Loan Officer
Northgate Mortgage LLC —Farmington Hills, MI
- $65,000 - $120,000 a year
- Full-time
- Mid-level
- Organizational skills
- Communication skills
- Paid holidays
- 401(k)
Quick Apply
Mortgage Loan Originator
Horizon Bank —Troy, MI
- Full-time
- Computer literacy
- Mid-level
- Office
Quick Apply
Inside Mortgage Sales - CD - Remote
TOWNE MORTGAGE COMPANY —Troy, MI
- Full-time
- Remote
- Mid-level
- 1 year
- Communication skills
Quick Apply
Mortgage Loan Officer
Mortgagepros Llc —Troy, MI
- $75,000 - $150,000 a year
- 8 hour shift
- Mid-level
- Business development
- In-person
- Dental insurance
- 401(k)
Quick Apply
Loan Officer
LENDIFY HOME LOANS LLC —Troy, MI
- Full-time
- Mid-level
- Organizational skills
Quick Apply
Mortgage Loan Officer
LoanVille LLC —Utica, MI
- $50,000 - $300,000 a year
- Full-time
- Mid-level
- In-person
- Communication skills
- Health insurance
- Dental insurance
Quick Apply
11d

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mortgage processor jobs near troy mi

Mortgage Loan Processor

GITSIT Solutions, LLC -
Farmington Hills, MI

Quick Apply

Job Details

Full-time
$24.00 - $31.25 an hour
4 days ago

Benefits

Health insurance
Dental insurance
401(k)
Flexible spending account
Paid time off
Vision insurance
Life insurance

Qualifications

Customer communication
Underwriting guidelines adherence
Interpersonal skills
Customer service
High school diploma or GED
Attention to detail
Productivity software
Time management

Full Job Description

Position Title: Mortgage Loan Processor

Reporting to: Performing Servicing Portfolio Manager

Status: Non-Exempt – Full-time

Location: Farmington Hills, MI

Salary: $24.00 - $31.25 per hour, depending on experience & qualifications

Bonus/Commission: Not applicable

Summary
The Mortgage Loan Processor is responsible for managing residential mortgage loan files from receipt of a complete application through underwriting, closing, and funding. This position works closely with borrowers, Loan Officers, Underwriters, Funders, vendors, and internal operations teams to ensure loans are processed accurately, efficiently, and in accordance with company, investor, state, and federal requirements.

The ideal candidate will have strong mortgage origination and processing experience, with demonstrated knowledge of FHA loan guidelines and mortgage processing procedures. This role requires excellent attention to detail, organization, communication, and the ability to manage multiple loan files and deadlines in a fast-paced environment.

Essential Functions

· Review loan applications and supporting documentation for completeness, accuracy, and consistency; reconcile application information with the loan origination system (LOS).

· Collect, review, and verify borrower documentation, including income, assets, employment, debts, credit, appraisal, title, and other documentation required for loan approval.

· Process residential mortgage loan files, with a primary focus on FHA loans, from application through closing and funding.

· Evaluate credit histories and supporting financial documentation as part of the loan processing and approval process.

· Prepare complete and accurate loan files for submission to Underwriting and ensure all required documentation is obtained and properly documented.

· Work closely with Loan Officers, Underwriters, Funders, and other internal teams to move loans through the pipeline within established company timelines.

· Review underwriting findings and conditions and coordinate the collection of required documentation to clear conditions and keep loans moving toward closing.

· Prepare loan files and documentation for closing and funding, ensuring all required items have been received and properly reviewed.

· Maintain ongoing communication with borrowers regarding loan status, outstanding documentation, conditions, and next steps.

· Order and coordinate required third-party services and loan documentation, including title, appraisal, credit, and other applicable items.

· Monitor loan status, notes, conditions, and deadlines through the company LOS and investor systems.

· Ensure loan documentation and processing activities comply with company policies, investor requirements, FHA guidelines, and applicable federal and state laws and regulations.

· Maintain compliance with HMDA and other applicable mortgage lending requirements.

· Utilize mortgage origination software and other technology to efficiently process and manage loan files.

· Assist with additional loan processing activities as needed, which may include pulling credit, running AUS/DU, providing disclosures, requesting rate locks, and other activities necessary to move loans through the process.

· Identify missing, inconsistent, or potentially problematic documentation and proactively communicate issues to the appropriate parties.

· Maintain accurate and timely loan file documentation throughout the processing cycle.

· Meet established production, quality, and turnaround-time expectations.

· Maintain current knowledge of mortgage lending regulations, investor requirements, FHA guidelines, and industry practices through ongoing education and professional development.

· Perform other duties and responsibilities as assigned by management.

Competencies

Decision Making – Recognizes financial issues and opportunities, and determines when action is needed.
Problem Solving – Gathers relevant data, analyzes financial reports, and provides solutions to accounting discrepancies or inefficiencies.
Attention to Communication – Ensures accurate financial information is communicated to the relevant stakeholders.
Personal Credibility – Demonstrates responsibility, reliability, and professionalism in managing financial records and interactions.

Qualifications

· Minimum of 2 years of residential mortgage loan processing experience; 3+ years preferred.

· Experience processing mortgage loans in a Retail Mortgage environment preferred.

· Demonstrated experience processing FHA loans and knowledge of FHA loan guidelines.

· Understanding of the mortgage loan lifecycle, including processing, underwriting, closing, and funding.

· Experience with mortgage origination software/LOS platforms.

· Strong understanding of loan documentation, credit, income, assets, employment, appraisal, and title requirements.

· Knowledge of federal and state mortgage lending requirements and compliance standards.

· Strong computer skills, including proficiency with Microsoft Office applications.

· Fast and accurate data-entry and document-management skills.

· Strong organizational and time-management skills with the ability to prioritize multiple files and deadlines.

· Excellent verbal and written communication skills.

· Strong customer service skills and the ability to build effective relationships with borrowers and internal and external business partners.

· High level of attention to detail, accuracy, follow-through, and confidentiality.

Preferred:

Experience processing Conventional, VA, and/or USDA loans.
Current VA processing experience is a plus.
Experience with automated underwriting systems, including DU/LP.
Experience working in a high-volume mortgage environment.

Education and Experience

High school diploma or equivalent required; additional education in business, finance, mortgage lending, or a related field is a plus.

A minimum of 2 years of residential mortgage processing experience is required, with 3 or more years preferred. Candidates must demonstrate a working knowledge of mortgage processing, underwriting, closing, and funding procedures, with particular emphasis on FHA loan requirements.

Disclaimer

This position description is intended to describe the general nature and level of work being performed by an employee assigned to this position. It is not intended to be an exhaustive list of all duties, responsibilities, knowledge, skills, abilities, or working conditions associated with this position. Management reserves the right to modify, add, or remove duties and responsibilities as business needs require.

Pay: $24.00 - $31.25 per hour

Expected hours: 40.0 per week

Benefits:

401(k)
Dental insurance
Flexible spending account
Health insurance
Life insurance
Paid time off
Vision insurance

Work Location: In person

Quick Apply

Refine Your Search

mortgage processor jobs in troy mi

Mortgage Loan Processor

Real Estate Lending (Mortgage) Processor II

Loan Processor - No Experience

Loan Officer Assistant

Mortgage Loan Processor

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Mortgage Loan Originator

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