Branch Manager / Licensed Mortgage Loan Originator — Equity Partner Track
Location: Alabama (Remote / Statewide) Compensation: Base salary + equity participation + uncapped production and override compensation
Job Overview
We are seeking an experienced, Alabama-licensed Mortgage Loan Originator to serve as the licensed principal and operating leader of a mortgage brokerage branch — with the branch licensed and established in their name.
This is a leadership and ownership-track role, not a desk seat. You will hold the company license, build and lead the origination team, develop referral relationships across your market, and run the branch's day-to-day operations. Our focus is DSCR, non-QM, and investor loan products, and we bring an existing pipeline of investor business to seed your production from day one.
The right person is a producer and a builder: someone with established relationships in the Alabama market, the drive to recruit and develop a team of MLOs, and the operational discipline to run a compliant, well-organized shop. In exchange, you receive a base salary, an equity stake in the business, and a compensation structure heavily weighted toward what you and your team produce.
Responsibilities
License & Branch Leadership
- Serve as the licensed principal for the branch, with the branch established and licensed in your name
- Maintain the branch's licensing, bonding, and regulatory standing in good order
- Take ownership of the branch's day-to-day operations, performance, and growth
Team Building
- Recruit, onboard, train, and lead a team of licensed Mortgage Loan Originators across Alabama
- Assist with training, managing, and overseeing loan processors
- Establish consistent processes, workflows, and accountability across the team
- Build a production culture with clear standards and measurable results
Business Development
- Develop and maintain referral relationships with real estate investors, agents, title companies, builders, and other referral partners
- Represent the brokerage in your market and grow branch loan volume
- Partner with ownership on strategy, expansion, and business development for the brokerage overall
Production & Operations
- Originate and manage residential mortgage loans from application through closing
- Manage a pipeline primarily consisting of DSCR, non-QM, and investor loans
- Review borrower documentation for completeness and accuracy
- Prepare and submit complete loan packages to wholesale lenders and underwriting teams
- Manage disclosures, underwriting conditions, deadlines, and closing requirements
- Communicate effectively with borrowers, processors, lenders, title companies, and other parties
- Monitor the active pipeline and proactively keep files moving toward closing
- Ensure loan files and brokerage operations comply with applicable federal and Alabama regulations
Qualifications
- Active Alabama Mortgage Loan Originator license (NMLS) in good standing
- Ability and willingness to serve as the licensed principal / qualifying individual for the branch, and to meet the Alabama State Banking Department's requirements for that role
- Hands-on mortgage loan-processing experience and a strong command of the process from application through closing
- Experience with DSCR, non-QM, or investor loans strongly preferred
- Established referral relationships in the Alabama market
- Demonstrated ability to recruit, train, and lead other originators or processors
- Leadership or mortgage-operations experience preferred
- Strong organizational, communication, and problem-solving skills
- Ability to independently manage multiple active files and deadlines
- Dependable, detail-oriented, self-directed, and comfortable working remotely
Compensation
This role is structured for someone who wants ownership, not just a paycheck.
- Base salary — commensurate with experience
- Equity participation in the brokerage, in consideration of serving as the licensed principal and building the branch
- Uncapped production compensation on your personal originations
- Override compensation on the production of the team you build
- Compensation grows directly with branch volume and operational responsibility
Specific figures — base, equity stake, and basis-point structure — will be discussed in detail with qualified candidates.
What We Offer
- An existing pipeline of DSCR and investor business to seed production from day one
- A branch of your own, in your name, with real equity behind it
- Direct partnership with ownership on strategy and growth
- Established wholesale lender relationships across DSCR and non-QM
- Fully remote, with autonomy over how you build and run your team
- Long-term ownership and advancement potential in a growing brokerage
Pay: $47,602.02 - $140,750.00 per year
Work Location: Remote
