Top 1395 Mortgage underwriter Jobs in United States

Mortgage Loan Underwriter
Kirtland Credit Union —Remote
- $65,000 - $72,000 a year
- Overtime
- Remote
- Mid-level
- Residential
- 3 years
- Paid holidays
- Disability insurance
Quick Apply
15h
First Mortgage Underwriter
FourLeaf Federal Credit Union —Bethpage, NY
- $40.42 - $48.50 an hour
- Remote
- 5 years
- Mid-level
- High school diploma or GED
- Disability insurance
- Health insurance
Underwriter
Atlantic Bay Mortgage Group —Remote
- Full-time
- Customer service
- 5 years
- Senior level
- Health insurance
- 401(k)
Mortgage Underwriter
Victorian Finance —Remote
- $90,000 - $110,000 a year
- Remote
- 5 years
- Senior level
- Communication skills
Quick Apply
7d
Mortgage Condo Desk Underwriter
Mutual of Omaha Mortgage —Remote
- $80,000 - $100,000 a year
- Full-time
- Remote
- Mid-level
- 3 years
- Analysis skills
- Paid holidays
- Health insurance
Quick Apply
6d
Underwriter
Universal Lending Corporation —Remote
- $80,000 - $90,000 a year
- Full-time
- Remote
- Mid-level
- US work authorization
- Organizational skills
Quick Apply
Remote Mortgage Underwriter I
Visio Lending —Remote
- $0 a year
- Overtime
- Hybrid work
- Microsoft Excel
- Customer service
- Research
Quick Apply
Underwriter (Post-Close/QC)
Lendz Financial —Remote
- Remote
- Mid-level
- Continuous improvement
- Organizational skills
- Health savings account
- Paid holidays
Mortgage Underwriter - DE/SAR
Rapid Mortgage —Remote
- Full-time
- Remote
- Mid-level
- 3 years
- Analysis skills
- Paid holidays
- Disability insurance
Quick Apply
Remote Mortgage Underwriter II
Visio Lending —Remote
- $0 a year
- Overtime
- Hybrid work
- Customer service
- Mid-level
- 3 years
Quick Apply
Remote Mortgage Underwriter III
Visio Lending —Remote
- $0 a year
- Full-time
- Hybrid work
- 5 years
- High school diploma or GED
- Mentoring
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Mortgage Underwriter
SoFi —Charlotte, NC
- Hybrid work
- Mid-level
- Office
- Analysis skills
Condition Underwriter (Retail)
UNION HOME MORTGAGE CORP —Remote
- Remote
- Mid-level
- 3 years
- Analysis skills
Quick Apply
11d
DE Underwriter
United Mortgage Corp —Melville, NY
- $95,000 - $135,000 a year
- Full-time
- Hybrid work
- Mid-level
- Office
- 3 years
- Paid holidays
- Health insurance
Quick Apply
Mortgage Underwriter III Gulfport Telecommuter 5130
Keesler Federal Credit Union —Gulfport, MS
- $36.67 an hour
- Microsoft Excel
- Microsoft Outlook
- Computer literacy
- Disability insurance
- Health insurance
Production Underwriter – Commercial Property Insurance (E&S)
Kemah Capital —New York, NY
- $80,000 - $120,000 a year
- Full-time
- Hybrid work
- Mid-level
- Bachelor's degree
- Organizational skills
Quick Apply
Licensed Loan Officer
Network Capital Funding Corporation —Irvine, CA
- $37,000 - $300,000 a year
- Full-time
- Mid-level
- Office
- Math
- Health insurance
- Dental insurance
Quick Apply
5d
Mortgage Loan Officer / Loan officer assistant
Turbo Mortgage Funding —Bingham Farms, MI
- $2,000 - $50,000 a month
- Full-time
- Sales
- In-person
- Communication skills
- Health insurance
- Dental insurance
Quick Apply
5d
Mortgage Banker
Falcon National Bank —Isanti, MN
- $75,000 - $95,000 a year
- Full-time
- Basic math
- Mid-level
- Office
- Health savings account
- Paid holidays
Quick Apply
Mortgage Specialist
Honor Bank —Honor, MI
- From $20 an hour
- Full-time
- Background check
- Microsoft Excel
- Customer service
- Health savings account
- Paid holidays
Quick Apply

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Mortgage Loan Underwriter

Kirtland Credit Union -
Remote

Quick Apply

Job Details

Full-time
$65,000 - $72,000 a year
15 hours ago

Benefits

Paid holidays
Disability insurance
Health insurance
Dental insurance
401(k)
Tuition reimbursement
Paid time off
Employee assistance program
Vision insurance
401(k) matching
Gym membership
Life insurance

Qualifications

Teamwork
Interpersonal skills
High school diploma or GED
Bachelor's degree
Attention to detail
Desktop applications
FHA Direct Endorsement Certification
Productivity software

Full Job Description

Working at Kirtland CU is more than a job-it's a career, and one in the financial world! We pride ourselves on helping our employees learn, grow, and advance in any direction they choose. We offer a highly competitive salary, great benefits package and an energetic, vibrant work environment.

We are currently seeking a Mortgage Loan Underwriter to join Kirtland Credit Union! This is a regular, full-time, position that is fully remote based on geographical location.

Join the rest of our teammates and become eligible for a generous benefits package that we offer:

· Medical, Dental and Vision Insurance

· 401(k) Retirement savings program

· 401 (k) employer match

· Paid time off with accrual starting from day one.

· 11 Paid holidays off during the year!

· Tuition Reimbursement for College Degrees

· Employee Clothing Advance

· Fitness Reimbursement Program

· Employer paid Life Insurance

· Employee Assistance Program

· Employer paid Short- and Long-Term Disability Insurance

· Travel Assistance Program

This is what we would like you to do:

Responsible for reviewing and underwriting mortgage loans. Identifies, analyzes, and evaluates loan risks and compensating factors, and ensures the marketability of closed loans and the safety of Credit Union assets. Approves, suspends, or denies loan applications. Ensures that loans are approved within the terms of the Credit Union's standards and procedures, regulatory underwriting guidelines, and FHA, VA, and other secondary market requirements. Provides support to Mortgage Loan Personnel. Support the credit union’s mission, vision, values, strategic goals, and service standards.

Primary Job Duties:

· Assumes responsibility for reviewing appraisals and ensuring that determined values are well documented.

· Assumes responsibility for accurately evaluating the credit worthiness of potential borrowers.

· Evaluates applicant's employment history. Ensures that the probability of continued employment is good. Verifies at least two years of employment history and ensures that all income used in qualifying is expected to continue for at least 3 years or meets secondary marketing guidelines. Evaluates likelihood of job tenure. Assesses overtime, bonuses, and commissions used to qualify. Analyzes tax returns and balance sheets of self-employed applicants.

· Evaluates the adequacy of the applicant's income and the probability that the member will be able to meet expected financial obligations. Assesses family support requirements. Compares previous housing expenses with proposed expenses. Examines income trends and determines possibilities for increased income in future years.

· Assesses potential borrower's assets. Ensures that assets meet closing requirements, are derived from acceptable sources, and that acceptable levels of reserves will remain after closing.

· Reviews borrower's credit. Reviews the manner in which obligations have been met and financial affairs managed. Investigates derogatory credit. Ensures that all previous mortgage histories are rated and all debts are appropriately listed and rated.

· Orders private mortgage insurance in compliance with PMI guidelines.

· Completes all underwriting functions in accordance with various program requirements, Credit Union standards, and related legal and regulatory requirements.

· Completes related documentation and reports. Maintains files and ensures their completeness.

· Ensures that all lending conditions have been satisfactorily met prior to closing. Ensures the marketability of closed loans and the safety of Credit Union assets.

· Assumes responsibility for establishing and maintaining effective communication and coordination with Credit Union personnel and with management.

· Assumes responsibility for establishing and maintaining professional working relations with members and external lending professionals and governmental agencies.

Education/Certification:

· High school diploma required

· Bachelor’s degree in business or related field preferred.

Experience Required:

· Three years of directly related experience in the credit field required.

· DE (Direct Endorsement) qualification from housing and urban development and can underwriter and approve government loans required.

· Licensed Mortgage Underwriter with direct experience operating under the LAPP/SAR (Lender Appraisal Processing Program / Staff Appraisal Reviewer) authority, actively issuing Notices of Value (NOVs) within the past year required.

· Proven expertise reviewing, analyzing, and approving residential appraisals in compliance with Fannie Mae guidelines preferred.

· Extensive experience utilizing Desktop Underwriter (DU) for automated underwriting decisions, risk assessment, and loan eligibility validation preferred.

· Strong background in credit, income, asset, and collateral analysis to support sound underwriting decisions preferred.

· Demonstrated ability to ensure regulatory compliance, maintain quality control, and mitigate lending risk preferred.

· Two years of Financial Institution experience preferred.

· Experience in general mortgage or real estate lending required.

· Experience with calculating loan-to-value and debt to income preferred.

Required knowledge, skills and abilities

· Knowledge of financial statements, credit reports, tax returns, and appraisals preferred.

· Full understanding of FHA, VA, and conventional underwriting requirements preferred.

· Knowledge of Credit Union lending programs, policies, procedures, and standards preferred.

· Able to use all related computer applications preferred.

· Knowledge of real estate closing documents, loan products, and lending

· compliance and Regulations preferred.

· Knowledge of all applicable regulations and laws preferred.

· Strong interpersonal skills with the ability to work well with members and other employees

· Maintain professional appearance and conduct

· Teamwork skills

· Multi-task and detail oriented

· Ability to work within tight deadlines

· Problem solving ability of moderate difficulty handling high dollar financial transactions

· Ability to manage irate members in a professional manner

· Proficient with Microsoft Office Suite

To apply for this exciting opportunity, visit our careers page at www.kirtlandcu.org/careers

Kirtland Credit Union is an equal opportunity employer. All aspects of employment including the decision to hire, promote, discipline, or discharge, will be based on merit, competence, performance, and business needs. We do not discriminate on the basis of race, color, religion, marital status, age, national origin, ancestry, physical or mental disability, medical condition, pregnancy, genetic information, gender, sexual orientation, gender identity or expression, veteran status, or any other status protected under federal, state, or local law.

Pay: $65,000.00 - $72,000.00 per year

Work Location: Remote

Quick Apply

Refine Your Search

mortgage underwriter jobs in united states

Mortgage Loan Underwriter

First Mortgage Underwriter

Underwriter

Mortgage Underwriter

Mortgage Condo Desk Underwriter

Underwriter

Remote Mortgage Underwriter I

Underwriter (Post-Close/QC)

Mortgage Underwriter - DE/SAR

Remote Mortgage Underwriter II

Remote Mortgage Underwriter III

Mortgage Underwriter

Condition Underwriter (Retail)

DE Underwriter

Mortgage Underwriter III Gulfport Telecommuter 5130

Production Underwriter – Commercial Property Insurance (E&S)

Licensed Loan Officer

Mortgage Loan Officer / Loan officer assistant

Mortgage Banker

Mortgage Specialist

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