Top 218 Senior credit analyst Jobs in Us+fully+remote

Senior Credit Analyst
Cleo Ai —Remote
- $155,000 - $200,000 a year
- Remote
- Engineering
- Finance
- Master's degree
- Health insurance
- Parental leave
Financial Analysis Senior Analyst, Billing - Evernorth - Remote
The Cigna Group —Remote
- $63,800 - $106,300 a year
- Online Application
- Remote
- System design
- Mid-level
- 3 years
- Paid holidays
- Health insurance
2d
Senior Analyst, Credit & Risk
World Kinect Corporation —Miami, FL
- Full-time
- Remote
- Oracle
- Microsoft Outlook
- Mid-level
2d
Senior Financial Analyst - REMOTE
Quorum Federal Credit Union —Purchase, NY
- $94,300 - $114,300 a year
- Remote
- 3 years
- Finance
- SQL
- AD&D insurance
- Disability insurance
Senior Closing Specialist - Credit Products
Flagstar Bank —Remote
- $75,295.50 - $117,009.00 a year
- Full-time
- Office
- Fair chance
- Senior level
- Disability insurance
- Health insurance
Senior Insurance Analyst II
Indeed —Remote
- $103,000 - $155,000 a year
- Full-time
- 3 years
- Analysis skills
- Travel
- Paid parental leave
- Paid holidays
Quick Apply
Sr. Credit Risk Analyst
Prosper —Remote
- $129,000 - $161,000 a year
- Full-time
- Remote
- Computer Science
- Mid-level
- 3 years
- Paid parental leave
- Health insurance
Quick Apply
Sr. Financial Analyst
Alkami —Remote
- $92,400 - $115,500 a year
- Full-time
- Remote
- 5 years
- Bachelor of Science
- Finance
- 401(k) matching
Senior Fraud Strategy Analyst
Earnest —San Francisco, CA
- $134,000 - $165,000 a year
- Remote
- Mid-level
- SQL
- Analysis skills
- Employee stock purchase plan
- Health insurance
Senior Credit Risk Specialist (Part-Time)
TIB, N.A. —Farmers Branch, TX
- Part-time
- Remote
- Writing skills
- Finance
- 8 years
- Work from home
Senior Fintech Risk Analyst
Lead Bank —New York, NY
- $89,250 - $137,500 a year
- Full-time
- Remote
- Writing skills
- Product management
- Fair chance
- Paid parental leave
- Health savings account
Underwriting/Credit Model Risk Senior Manager - Machine Learning
Affirm —Remote
- $227,000 - $315,000 a year
- Remote
- Bachelor of Science
- Finance
- SQL
- Employee stock purchase plan
- Health insurance
8d
Sr. Director, Credit Risk Analytics
Prosper —Remote
- $240,000 - $338,000 a year
- Full-time
- Remote
- 7 years
- Mentoring
- Fair chance
- Paid parental leave
- Health insurance
Quick Apply
14d
Senior Business Risk Analyst
Crisis24 —Annapolis, MD
- $125,000 - $145,000 a year
- Full-time
- Remote
- 7 years
- Research
- Finance
Quick Apply
1d
Senior Manager, Payments Risk
Dutchie —Remote
- $130,000 - $178,000 a year
- Remote
- Management
- 5 years
- SQL
- Health insurance
- Dental insurance
Senior Corporate Risk Analyst
Alliant Insurance Services —Remote
- $120,000 - $138,000 a year
- Email
- Remote
- Writing skills
- Office
- 3 years
Quick Apply
4d
Senior Underwriting Consultant
John Hancock Life Insurance Company (U.S.A.) —Remote
- $92,475 - $160,290 a year
- Full-time
- Remote
- Research
- Analysis skills
- Bachelor's degree
- AD&D insurance
- Paid holidays
Senior Inland Marine Underwriter
Tokio Marine Management Inc. —Remote
- $130,000 - $150,000 a year
- Full-time
- Remote
- Bachelor's degree
- Senior level
- Leadership
- 401(k) matching
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Senior Credit Risk Associate
RER SOLUTIONS, INC —Washington, DC
- Full-time
- Remote
- Microsoft Excel
- Microsoft Outlook
- Writing skills
- Paid holidays
- Dental insurance
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Senior Associate
Yalecrest Partners —Remote
- Full-time
- Remote
- Mid-level
- Office
- Bachelor's degree
Quick Apply

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Senior Credit Analyst

Cleo Ai -
Remote

Apply Now

Job Details

$155,000 - $200,000 a year

Benefits

Health insurance
Parental leave
Sabbatical

Qualifications

AI models
Predictive modeling analysis
Spreadsheets
Design of experiments
AI tools proficiency
Industry knowledge of financial regulations
Product design
A/B testing
Data analysis software

Full Job Description

Remote:

United States

About the company

About Cleo

At Cleo, we're not just building another fintech app. We're embarking on a mission to fundamentally change humanity's relationship with money. Imagine a world where everyone, regardless of background or income, has access to a hyper-intelligent financial advisor in their pocket. That's the future we're creating.

Cleo is a rare success story: a profitable, fast-growing unicorn with over $380 million in ARR and growing over 2x year-over-year. This isn't just a job; it's a chance to join a team of brilliant, driven individuals who are passionate about making a real difference. We have an exceptionally high bar for talent, seeking individuals who are not only at the top of their field but also embody our culture of collaboration and positive impact.

If you’re driven by complex challenges that push your expertise, the chance to shape something truly transformative, and the potential to share in Cleo’s success as we scale, while growing alongside a company that’s scaling fast, this might be your perfect fit.

About the role

We're seeking Senior Credit Risk Analyst's to help us build our next generation of credit underwriting models and strategy.

We are expanding our credit offerings, with BNPL and more. EWA is a scaled flagship product that's still growing 2x every year. And we are growing across multiple geographies.

You will have the opportunity to relentlessly leverage data, data science, experimentation and analytics to understand and manage credit risk and enable profitable growth of our portfolio. You will work closely with our data science, product, engineering, and finance teams and will interact with business stakeholders across many departments.

Your Impact

Leverage Cleo’s proprietary data and third party data to reduce loss rates and improve customer experience
Optimize our risk thresholds, policies and strategy to expand member access and eligibility criteria of our credit products
Apply your expertise in quantitative analytics to understand drivers of risk and suggest strategies to mitigate them
Build dashboards to monitor and report the performance of credit products
Design, execute, and analyze the results of experiments across our credit product.
Leverage state of the art techniques to combat and mitigate fraud risk
Willingness to challenge the conventional thinking and try new ideas to solve complex business problems
Maintain a strong data driven culture within the company by interacting with diverse internal functions

Why this role matters

Work on one of Cleo’s most important levers: credit decisioning for our consumer lending products
Support scaled products like EWA and new launches like BNPL as they grow across the US and UK
See your analysis directly influence credit policy, portfolio performance, and customer outcomes
Get hands-on technical ownership with exposure to high-impact decisions and senior stakeholders
Ideal for someone who thrives in fast-moving, ambiguous environments and loves solving complex problems
A great fit if you care about responsible credit and want to make real impact while growing as an analyst

What we're looking for

Bachelor’s degree in Engineering, Math, Finance or other quantitative discipline; Masters degree is a plus
3-5 years of analytical experience, preferably in a credit risk role at a FinTech company
Experience in designing lending products compliant with US state and federal regulations
Experience in SQL, Python or other statistical modeling tools
Advanced Microsoft Excel skills
Experience adopting AI tools within day to day work
Experience/knowledge of working with A/B testing

Nice to have:

Experience with Python for data analysis with Pandas or Numpy
Knowledge of state of the art machine learning techniques

What do you get for all your hard work?

A competitive compensation package (base + equity) with 3-annual reviews, aligned to our termly OKR planning cycles.
This is an L3 level role. Salary Banding is: $155,000 - $200,000
Work at one of the fastest-growing tech startups, backed by top VC firms, Balderton & EQT Ventures
A clear progression plan. We want you to keep growing. That means trying new things, leading others, challenging the status quo and owning your impact. Always with our complete support.
Flexibility. We can’t fight for the world’s financial health if we’re not healthy ourselves. We work with everyone to make sure they have the balance they need to do their best work
Work where you work best. We’re a globally distributed team. If you live in London we have a hybrid approach, we’d love you to spend one day a week or more in our beautiful office. If you’re outside of London, we’ll encourage you to spend a couple of days with us a few times per year. And we’ll cover your travel costs, naturally.

Other Benefits

Company-wide performance reviews 3 times per year
Generous pay increases for high-performing team members
Equity top-ups for team members getting promoted
25 days annual leave a year + public holidays (+ an additional day for every year you spend at Cleo, up to 30 days) (This amount can vary outside of the UK)
6% employer-matched pension in the UK
Private Medical Insurance via Vitality, dental cover, and life assurance
Enhanced parental leave
1 month paid sabbatical after 4 years at Cleo
Regular socials and activities, online and in-person
We'll pay for your OpenAI subscription
Online mental health support via Spill
Workplace Nursery Scheme
And many more!

Welcoming Everyone

We strongly encourage applications from people of colour, the LGBTQ+ community, people with disabilities, neurodivergent people, parents, carers, and people from lower socio-economic backgrounds.

If there’s anything we can do to accommodate your specific situation, please let us know.

Downloading the Test Flight

App access for people in the UK & Europe: If you are an iOS user, please use this link to sign up to our TestFlight version of the app, so you can have a play around with the functionality and features: https://testflight.apple.com/join/fDG9hWng

Compensation range

United States: $156,000 - $200,000 gross annually*
Other locations: Compensation will be discussed during the interview process

Final compensation will be determined based on the candidate's qualifications, skills, and previous experience

By submitting this application, I confirm that all the information given by me in this application for employment and any additional documents attached hereto are true to the best of my knowledge and that I have not wilfully suppressed any material fact. I confirm I have disclosed if applicable any previous employment with Cleo AI. I accept that if any of the information given by me in this application is in any way false or incorrect, my application may be rejected, any offer of employment may be withdrawn or my employment with Cleo AI may be terminated summarily or I may be dismissed. By submitting this application, I agree that my personal data will be processed in accordance with Cleo AI's Candidate Privacy Notice

Apply Now

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