Top 10 Credit analyst Jobs in Valdosta, Ga

Senior Credit Analyst
Commercial Banking Company —Valdosta, GA
- Full-time
- Microsoft Excel
- Microsoft Outlook
- 5 years
- Disability insurance
- Health insurance
Quick Apply
1d
Credit Representative
Farmers Home Furniture —Valdosta, GA
- Part-time
- Sales
- Word processing
- Basic math
Credit Manager
Buddy's Home Furnishings —Valdosta, GA
- $16.50 - $18.00 an hour
- Full-time
- Management
- Entry level
- Paid holidays
- Health insurance
Quick Apply

More jobs to discover

Find similar jobs that you might be interested in.

Bilingual Customer Service/Sales Representative
The George McCranie Law Firm —Valdosta, GA
*Sales Support:* Assist attorneys by facilitating meetings with potential clients through face-to-face interactions or outbound calls.
$18 - $25 an hour
Quick Apply
Credit Representative
Farmers Home Furniture —Valdosta, GA
Confers with customers by text or telephone attempting to determine reason for overdue payment, reviewing terms of sales, service, or credit contract with…

Show more similar jobs

Explore jobs in cities nearby

Check out jobs in cities near your current location, Columbus

Consumer Finance Analyst
Improveit Home Remodeling —Columbus, OH
Support budget reviews and resolve affordability questions the field can't answer alone. They love the design, they're ready to move forward, and then the…
$65,000 - $70,000 a year
Quick Apply
Commercial Lines Underwriter
WAHVE —Columbus, OH
Conduct accurate and thorough risk selection with proper classification of insureds. Make critical underwriting decisions on risk acceptability, coverage…
$30 - $45 an hour

Show more jobs in cities nearby

I want to receive the latest job alert for credit analyst in valdosta, ga

By signing in to your account, you agree to SimplyHired's Terms of Service and consent to our Cookie and Privacy Policy.

Explore jobs in more locations

credit analyst jobs near valdosta, ga

Credit Representative jobs in Valdosta, GA

Part Time Senior jobs in Rogers, AR

Senior Credit Analyst jobs in Connecticut

Senior Credit Analyst jobs in Boston, MA

General Electric Credit Union jobs in Cincinnati, OH

Senior Credit Analyst jobs in Oak Brook, IL

Senior Credit Analyst jobs in Columbus, OH

Maintenance Manager jobs in Memphis, TN

Credit Manager jobs in Texas

Live On Site Apartment Manager jobs in Huntington Beach, CA

Credit Manager jobs in Defiance, OH

Credit Manager jobs in Jackson, MS

Credit jobs in Remote

Credit Manager jobs in North Carolina

State Employees Credit Union jobs in Raleigh, NC

Sales Representative Base Salary Plus Commission jobs in Miami, FL

Credit Representative jobs in Cordele, GA

Credit Representative jobs in Red Bank, NJ

Credit Representative jobs in Adel, GA

Credit Representative jobs in Hackensack, NJ

Senior Credit Analyst

Commercial Banking Company -
Valdosta, GA

Quick Apply

Job Details

Full-time
1 day ago

Benefits

Disability insurance
Health insurance
Dental insurance
401(k)
Vision insurance
Life insurance

Qualifications

Commercial banking expertise
Microsoft Excel
Microsoft Outlook
Word embeddings
Bachelor's degree
Technical Proficiency

Full Job Description

General Description

This is a support role to the lending/credit function of the bank. It is a very analytical position, requiring review of both personal and corporate financial statements, credit reports, appraisals, tax returns, market information, real estatelien filings, online searches and internal reports for the investigation and analysis of credit risks.

RESPONSIBILITIES

Analysis of new and renewal loan requests, including assessment of loan purpose, pricing, collateral, business financial statements, projections (if necessary), personal financial statements, satisfactory repayment structure and stability, strengths, and weaknesses.
Proficiently develops narrative credit memos that document financial underwriting supporting the underlying credit.
Reviews existing loan relationships, including assessments found in new analysis, plus documentation review.
Present and collaborate with loan officers to help the bank arrive at good credit decisions.
Recommend loan grades and/or questions to help arrive at a grade recommendation, on both analysis of new relationships and reviews of existing relationships.
Compose memorandums to update loan files.
Provides advice and assistance to loan officers as needed, which may include meeting with customers and the construction of commitment letters.
Mentor junior Credit Analyst.
Assist with collection efforts (repossessions, foreclosures, bankruptcies, etc).
Perform annual loan reviews as assigned by management to update credit files with the most current financial analysis.
Assist loan officers with the periodic preparation of reports such as quarterly substandard loan reviews.
Assist in the calculation of the Allowance for Loan and Lease Loss Reserve (ALLL) and making recommendations to executive management and the Board of Directors for monthly allocations.
Assist in monitoring the lending portfolio to ensure that staff and lenders operate in accordance with applicable laws and regulations, as well as the bank policies and procedures as approved by the Board of Directors.
Assist in maintaining, updating, and recommending changes to the Bank's loan policy as it pertains, but not limited to, underwriting criteria, loan authorities, structure requirements, pricing guidelines, collections, and charge-offs.
Prepare analysis on larger credit relationships.
Communicate with auditors, examiners, and loan review consultants to help provide information and resolve any documentation exceptions.
Other advanced duties as assigned by the COO.

REQUIRED SKILLS, EXPERIENCE, AND EDUCATION

Bachelor's degree in business related field (Accounting or Finance).
5+ years of experience in commercial credit analysis, commercial credit underwriting, and/or commercial lending required.
Knowledge of banking procedures and regulations.
Self-motivated.
Punctual and reliable.
Maintains a neat, well-groomed professional appearance.
Demonstrates strong interpersonal skills, communicates effectively, and has the ability to work successfully in a team environment.
Good working knowledge of Microsoft Word, Excel, and Outlook. Good technical skills.
Good organizational skillsanalytical skills.
Excellent written and oral communication skills.
Ability to learn and multitask efficiently.
Possesses an attitude of cooperation and a continual motivation to learn.

Commercial Banking Company is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to age, race, color, gender, sex, religion, national origin, disability, genetic information, sexual orientation, gender identity, pregnancy, veteran status, or any other characteristic protected by local, state, or federal law.

Quick Apply

Refine Your Search

credit analyst jobs in valdosta, ga

Senior Credit Analyst

Credit Representative

Credit Manager

More jobs to discover

Explore jobs in cities nearby

I want to receive the latest job alert for credit analyst in valdosta, ga

Explore jobs in more locations

General Description

RESPONSIBILITIES

REQUIRED SKILLS, EXPERIENCE, AND EDUCATION

Job Seeker Tools

Employer Tools

Browse

Stay Connected