Top 6 Credit underwriter Jobs in Victor, Ny

Underwriter
Genesee Regional Bank —Rochester, NY
- $38.46 - $43.25 an hour
- Hybrid work
- 5 years
- Computer literacy
- Office
8d
Senior Underwriter
Genesee Regional Bank —Rochester, NY
- $43.26 - $48.08 an hour
- Hybrid work
- Computer literacy
- Office
- Residential
Mortgage Processor I
Genesee Regional Bank —Rochester, NY
- $25 an hour
- Computer literacy
- Office
- Residential
3d
Renovation Underwriter
PREMIUM MORTGAGE CORPORATION —Rochester, NY
- $85,000 - $115,000 a year
- Full-time
- Hybrid work
- Mid-level
- Office
- Residential
- Health savings account
- Paid holidays
Quick Apply
Mortgage Underwriting Manager
Genesee Regional Bank —Rochester, NY
- $120,000 - $140,000 a year
- Computer literacy
- Office
- 3 years
Business Banking Credit Team Lead - M&T Footprint
M&T Bank —Rochester, NY
- $89,600 - $149,300 a year
- Full-time
- Hybrid work
- 5 years
- Office
- Finance
1d

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Senior Underwriter
Genesee Regional Bank —Rochester, NY
Underwrite residential portfolio loans, construction draw loans, consumer loans, and home equity lines and loans pursuant to GRB credit guidelines.
$43.26 - $48.08 an hour

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Commercial Underwriter / Credit Officer
CFBank —Columbus, OH
Work closely with the sales team to identify and structure credit solutions with the ultimate goal of growing the business while minimizing risk.
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Credit Officer, CRE
S&T Bank —Hilliard, OH
Function : Manages the credit process consistent with Corporate and Credit Policy and serves as a central point in deciding credit exposure for new and existing…
$75,000 - $184,800 a year

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credit underwriter jobs near victor, ny

Underwriter

Genesee Regional Bank -
Rochester, NY

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Job Details

$38.46 - $43.25 an hour
8 days ago

Qualifications

Underwriting guidelines adherence
Credit risk assessment
Banking analysis in risk and credit
Consumer lending analysis in risk and credit
Employee relationship building
FHA Direct Endorsement Certification
Real estate analysis experience in risk and credit
FNMA

Full Job Description

Salary Range: $38.46 – $43.25/ hr.

PRIMARY RESPONSIBILITY:

Underwrite residential mortgage loans for sale in the secondary market, as well as portfolio mortgages, home equity loans/lines.

ESSENTIAL FUNCTIONS:

Underwrite Conventional mortgage loans pursuant to secondary market guidelines.
Underwrite residential portfolio loans.
Underwrite home equity loans and lines, providing approvals within stipulated time frames.
Underwrite FHA, USDA, VA and residential construction loans (after satisfactory transition period)
Develop and maintain expert knowledge base related to underwriting requirements of correspondent lending partners (investors).
Develop and maintain good working relationships with bank loan originators, sales staff and processors.
Update retail lending policies and operating procedures when necessary.
Assure proper maintenance of information in Credit and Legal Documentation Files.
Ensure the bank is meeting compliance requirements for the residential lending business.
Maintain strong knowledge base on Bank Policies, Laws and Regulations that govern residential mortgage lending.
Prepare and issue commitment letters and provide to Loan Officers.
Active participation in demonstrating the behaviors outlined in the GRB Experience.

EDUCATION AND EXPERIENCE:

Bachelor’s degree, preferably in a business-related discipline plus a minimum of 5 years’ experience underwriting mortgage loans and retail lending credit analysis, or the equivalent combination of education and experience.

Active CHUMS # required (may be obtained after satisfactory training/ transition period)
SAR ID# and SONYMA experience preferred.
Expert knowledge with FHA regulations and underwriting guidelines.
Knowledge and experience in the secondary market arena.
Knowledge of Fannie Mae DU, Freddie Mac LP, and GUS.

COMPETENCIES:

Provide a remarkable client experience. Greet clients with warmth, genuine interest and a smile.
Lead by example. Identify current or potential problems, take ownership and see them through to resolution.
Act as a unified team. Possess strong interpersonal skills including the ability to proactively communicate with and help others, within and across departments.
Ability to work independently. Seek and incorporate feedback on your performance from management, coworkers and clients.
Ability to work in a fast-paced, deadline driven environment.

Demonstrated PC literacy.

PHYSICAL DEMANDS:

While performing the duties of this job, the employee is regularly required to use hands or fingers, handle, or feel and reach with hands and arms. The employee frequently is required to stand, sit, and talk or hear. Specific vision abilities required by this job include close vision, distance vision, and ability to adjust focus.

WORK ENVIRONMENT:

The work environment is indoor and climate-controlled office setting.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Genesee Regional Bank is an equal opportunity organization. We recruit, employ, train, compensate, and promote without regard to race, religion, color, national origin, age, sex, disability, veteran status, or any other basis protected by applicable federal, state or local law.

THIS JOB DESCRIPTION IS SUBJECT TO CHANGE AT ANY TIME.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights (https://www.eeoc.gov/poster) notice from the Department of Labor.

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Refine Your Search

credit underwriter jobs in victor, ny

Underwriter

Senior Underwriter

Mortgage Processor I

Renovation Underwriter

Mortgage Underwriting Manager

Business Banking Credit Team Lead - M&T Footprint

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