Top 8 Loan officers Jobs in Victoria, Tx

Junior Lender (Full Time) - Victoria Main
PROSPERITY BANK —Victoria, TX
- Full-time
- Office
- Finance
- Analysis skills
17h
Senior Loan Officer
The First State Bank —Victoria, TX
- Customer service
- Master's degree
- Bachelor's degree
Relationship Manager III
Capital Farm Credit —Victoria, TX
- Background check
- 5 years
- Office
- Paid parental leave
- Paid holidays
18h
Relationship Manager II
Capital Farm Credit —Edna, TX
- Background check
- Mid-level
- Office
- Paid parental leave
- Paid holidays
22h

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Junior Lender (Full Time) - Victoria Main

PROSPERITY BANK -
Victoria, TX

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Job Details

Full-time
17 hours ago

Qualifications

Customer communication
Financial sales

Full Job Description

External Applicants: Please apply through Prosperity Bank's Career Center at https://www.prosperitybankusa.com/Careers. Applying through any other source may prevent Prosperity from receiving your application.

Internal Applicants: If you are a current associate of Prosperity Bank, please apply through the internal Talent - Career Center in ADP.

Prosperity Bank is an Equal Opportunity Employer.

POSITION PURPOSE

A Junior Lender assists Senior Lenders with commercial loan origination, underwriting, and portfolio management, involving financial statement analysis, credit write-ups, client communication, and ensuring compliance, with a focus on learning to build business relationships and support loan growth for the Bank. This is an entry-level role that will support Senior Lenders.

ESSENTIAL FUNCTIONS AND BASIC DUTIES

Analyze financial statements, tax returns, and business plans to assess creditworthiness; help prepare credit memos.
Gather necessary document from applicants, assist with loan structuring and help prepare loan presentations.
Monitor existing loans, track covenants, collect financial reports, and assist with annual reviews.
Communicate with business owners, answer inquiries, and provide updates on loan applications.
Assist in finding new loan opportunities and cross-selling Bank services, often through community involvement.
Ensure all loan files and processes meet regulator and internal Bank policies.

The above statements describe the general nature and level of work only. They are not an exhaustive list of all required responsibilities, duties, and skills. Other duties may be added, or this job description amended at any time.

SUPERVISORY RESPONSIBILITIES:

This role has no supervisory responsibilities

QUALIFICATIONS

EDUCATION/CERTIFICATION: Bachelor’s degree in banking, finance or another related field is preferred.

EXPERIENCE REQUIRED: Credit trained and /or underwriting knowledge and experience is preferred.

KNOWLEDGE REQUIRED: Familiarity of the sales, loan processing and closing processes.

Knowledge of Commercial Banking products and services including working knowledge of C & I as well as Owner-Occupied and Investment Commercial Real Estate loans.

SKILLS/ABILITIES: Ability to expand loans, client relationships and cross sell bank products.

Must have excellent communication (written and verbal) and interpersonal skills.

Strong analytical, problem-solving, and critical thinking skills.

PHYSICAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION

TALKING: Especially where one must frequently convey detailed or important instructions or ideas accurately, loudly, or quickly.

AVERAGE HEARING: Able to hear average or normal conversations and receive ordinary information.

REPETITIVE MOTION: Movements frequently and regularly required using the wrists, hands, and/or fingers.

AVERAGE VISUAL ABILITIES: Average, ordinary, visual acuity necessary to prepare or inspect documents or products, or operate machinery.

PHYSICAL STRENGTH: Sedentary work; sitting most of the time. Exerts up to 10 lbs. of force occasionally.

(Almost all office jobs.)

WORKING CONDITIONS

NONE: No hazardous or significantly unpleasant conditions (such as in a typical office).

MENTAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION

REASONING ABILITY: Ability to apply logical or scientific thinking to define problems, collect data establish facts and draw conclusions.

Able to interpret a variety of technical instructions and can deal with multiple variables.

MATHEMATICS ABILITY: Ability to compute discount, interest, profit, and loss; commission markup and selling price; and ratio, proportion, and percentage.

Able to perform very simple algebra.

LANGUAGE ABILITY: Ability to read periodicals, journals, manuals, dictionaries, thesauruses, and encyclopedias.

Ability to prepare business letters, proposals, summaries, and reports using prescribed format and conforming to all rules of punctuation, grammar, diction, and style.

Ability to conduct training, communicates at panel discussions, and make professional presentations.

Monday - Friday: 8:00AM - 5:00PM

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loan officers jobs in victoria, tx

Junior Lender (Full Time) - Victoria Main

Senior Loan Officer

Relationship Manager III

Relationship Manager II

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