Top 41 Credit application processor Jobs in Virginia

Senior Government Underwriter - FHA & VA
First Heritage Mortgage —Fairfax, VA
- $85,000 - $110,000 a year
- Full-time
- Hybrid work
- Background check
- High school diploma or GED
- Analysis skills
- Health savings account
- Health insurance
Quick Apply
7d
Consumer Relationship Officer
Northwest Federal Credit Union —Herndon, VA
- $24.00 - $40.76 an hour
- Full-time
- Microsoft Word
- Mid-level
- High school diploma or GED
- Paid holidays
- Disability insurance
Credit Processor
Dupont Community Credit Union —Waynesboro, VA
- $22.19 - $26.11 an hour
- Online Application
- Basic math
- Office
- High school diploma or GED
- Disability insurance
- Health insurance
Quick Apply
9d
Loan Processor
Canter Financial —Richmond, VA
- $60,000 - $90,000 a year
- Mid-level
- Office
- Finance
Quick Apply
Indirect Lending Loan Processor
Northwest Federal Credit Union —Herndon, VA
- $19.15 - $32.53 an hour
- Full-time
- Office
- High school diploma or GED
- Organizational skills
- Paid holidays
- Disability insurance
2d
Loan Processor
Movement Joint Ventures —Virginia Beach, VA
- $45,000 - $55,000 a year
- Full-time
- Basic math
- Mid-level
- Office
- Health insurance
- Dental insurance
Quick Apply
3d
Mortgage Loan Processor
STATE DEPARTMENT FEDERAL CREDIT UNION —Alexandria, VA
- Full-time
- Microsoft Word
- Microsoft Excel
- Mid-level
- Paid holidays
- Health insurance
Mortgage Loan Processor
Presidential Bank FSB —Colonial Heights, VA
- Full-time
- Microsoft Word
- 5 years
- Writing skills
- Disability insurance
- Health insurance
Quick Apply
Home Equity Processor
Virginia Credit Union —Midlothian, VA
- $46,641 - $56,003 a year
- Extended hours
- Mid-level
- Office
- High school diploma or GED
Quick Apply
13d
Mortgage Processor
Burke & Herbert Bank & Trust —Alexandria, VA
- $15 - $35 an hour
- Overtime
- Spanish
- Microsoft Outlook
- Writing skills
- Health insurance
- Dental insurance
Quick Apply
1d
Underwriting - Senior Underwriter
First Heritage Mortgage —Fairfax, VA
- $85,000 - $110,000 a year
- Full-time
- Analysis skills
- Quality control
- Mentoring
- Paid parental leave
- Health savings account
Quick Apply
8d
Mortgage Loan Officer (VA/MD/NC - Remote)
Atlantic Union Bank —Forest, VA
- Remote
- Communication skills
- Entry level
15h
Underwriter
Atlantic Coast Mortgage LLC —Fairfax, VA
- $65,000 - $154,000 a year
- Full-time
- Mid-level
- Organizational skills
- Communication skills
Quick Apply
Mortgage Loan Underwriter
Langley Federal Credit Union —Newport News, VA
- $57,100 - $72,000 a year
- Full-time
- Hybrid work
- Mid-level
- Office
- Bachelor's degree
- Paid holidays
- Loan repayment program
Quick Apply
Loan Processor
Blue Eagle Credit Union —Roanoke, VA
- $42,848 a year
- 8 hour shift
- Computer literacy
- Office
- High school diploma or GED
- Wellness program
- Health savings account
Quick Apply
6h
Originating LOA
Guild Mortgage Company LLC —Chesapeake, VA
- $17.47 - $29.12 an hour
- Monday to Friday
- Microsoft Excel
- Basic math
- Mid-level
- AD&D insurance
- Disability insurance
6d
Director of Compliance
SteerBridge —Vienna, VA
- $150,000 - $190,000 a year
- Full-time
- Hybrid work
- Management
- Office
- Finance
- Paid holidays
- Health insurance
Quick Apply
Senior Manager, Revenue Operations
WETA —Arlington, VA
- $90,000 - $95,000 a year
- Full-time
- Microsoft Excel
- Customer service
- Bachelor of Science
Office Associate II
Virginia Department of Social Services —Stafford, VA
- Full-time
- Computer literacy
- Writing skills
- Basic math
Lending Processor - Direct II
Virginia Credit Union —Midlothian, VA
- $50,000 - $61,000 a year
- Extended hours
- Hybrid work
- Mid-level
- Office
- High school diploma or GED
- On-the-job training
Quick Apply
13d

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credit application processor jobs near virginia

Senior Government Underwriter - FHA & VA

First Heritage Mortgage -
Fairfax, VA

Quick Apply

Job Details

Full-time
$85,000 - $110,000 a year
7 days ago

Benefits

Health savings account
Health insurance
Dental insurance
401(k)
Flexible spending account
Paid time off
Employee assistance program
Vision insurance
401(k) matching
Life insurance
Referral program

Qualifications

Written communication
Clear verbal communication
Underwriting guidelines adherence
Underwriting
Federal Housing Administration (FHA) loans
Credit risk assessment
Fair Housing regulations
Appraisal review
Housing and Urban Development (HUD) regulations
Consumer lending analysis in risk and credit
High school diploma or GED
Analysis skills
Attention to detail
Industry knowledge of financial regulations
Document review
Organizational skills
Credit report review
FHA Direct Endorsement Certification
Collateral evaluation (loan underwriting)
Verification (borrower information)
Credit report analysis
Veterans Affairs (VA) loans
Encompass
Time management

Full Job Description

Position Summary:

The Senior Government Underwriter is responsible for reviewing and rendering credit decisions on FHA, VA, Conventional, and Non-Agency residential mortgage loan applications, ensuring full compliance with First Heritage Mortgage LLC, investor, and agency guidelines. This role requires expert-level knowledge of HUD and VA policies, strong risk assessment skills, and the ability to apply overlays consistently. The Senior Government Underwriter will utilize active FHA Direct Endorsement (DE) and/or VA SAR/LAPP authority to review credit, income, assets, and collateral, making sound credit decisions while mentoring junior underwriting staff and supporting complex loan scenarios.

Responsibilities and Duties:

Underwriting & Decisioning

· Review and validate credit, property, income, asset, and employment documentation for FHA, VA, USDA, and applicable state housing programs.

· Apply HUD Handbook 4000.1, VA Lender’s Handbook, investor overlays, and company guidelines to ensure compliance.

· Utilize DE and/or SAR authority to approve, suspend, counter-offer, or decline loan files.

· Review and analyze appraisals for accuracy, completeness, and acceptability under FHA and VA requirements.

· Identify and address red flags for potential fraud or misrepresentation.

Collaboration & Communication

· Prepare clear, concise underwriting summaries outlining the credit decision rationale.

· Communicate conditions and decisions effectively to Loan Officers, Processors, and other stakeholders.

· Support escalated scenarios and complex guideline interpretation requests.

File Management & Quality Control

· Review resubmissions and clear conditions to issue final approvals.

· Maintain quality underwriting standards to minimize audit findings and repurchase risk.

· Stay informed on guideline, regulatory, and compliance changes, ensuring timely application in daily work.

Mentorship & Leadership Support

· Provide guidance and training to less experienced underwriters and processing staff.

· Contribute to internal underwriting policy updates and procedural improvements.

Qualifications:

Required Skills/Abilities

· Exceptional written and verbal communication skills.

· Proven ability to document clear, defensible underwriting decisions.

· High attention to detail and strong analytical capabilities.

· Expertise in credit, income, and asset evaluation for FHA and VA lending.

· Proficiency in reviewing personal and business tax returns for income calculation.

· In-depth knowledge of underwriting policies, investor guidelines, and current regulatory requirements.

· Professional judgment to handle confidential borrower information with integrity.

· Strong time management and organizational skills to meet volume and turn-time goals. Education/Experience Requirements

· Minimum 5+ years recent FHA and VA residential mortgage underwriting experience.

· Active FHA Direct Endorsement (DE) and/or VA SAR/LAPP designation in good standing required.

· Experience underwriting USDA and state housing finance/bond programs preferred (Virginia Housing, Maryland Housing, etc.)

· Experience in a high-volume retail mortgage environment strongly preferred.

· Knowledge of Encompass Loan Origination System preferred.

Job Type: Full-time

Pay: $85,000.00 - $110,000.00 per year

Benefits:

401(k)
401(k) matching
Dental insurance
Employee assistance program
Flexible spending account
Health insurance
Health savings account
Life insurance
Paid time off
Referral program
Vision insurance

Application Question(s):

Do you have active FHA Direct Endorsement (DE) and/or VA SAR/LAPP designation in good standing?
Do you have knowledge of Encompass Loan Origination System?

Experience:

FHA and VA residential mortgage underwriting : 5 years (Required)

Ability to Commute:

Fairfax, VA 22030 (Required)

Work Location: Hybrid remote in Fairfax, VA 22030

Quick Apply

Refine Your Search

credit application processor jobs in virginia

Senior Government Underwriter - FHA & VA

Consumer Relationship Officer

Credit Processor

Loan Processor

Indirect Lending Loan Processor

Loan Processor

Mortgage Loan Processor

Mortgage Loan Processor

Home Equity Processor

Mortgage Processor

Underwriting - Senior Underwriter

Mortgage Loan Officer (VA/MD/NC - Remote)

Underwriter

Mortgage Loan Underwriter

Loan Processor

Originating LOA

Director of Compliance

Senior Manager, Revenue Operations

Office Associate II

Lending Processor - Direct II

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