The Home Improvement Lending Processor/Jr. Underwriter ensures that approved home improvement loan applications are underwritten in a timely manner, meeting all regulatory requirements.
Essential Job Functions
- Review loan applications for accuracy, compliance and completeness.
- Verify information presented at time of application.
- Inform sales reps on the progress of the loan.
- Establish, maintain and update files, databases and records for reporting.
- Provide support on completing loan documents.
- Utilize existing procedures to solve routine or standard problems.
- Utilize resources to develop knowledge of policies and procedures.
- Perform other duties as assigned.
Desired Qualifications & Skills (While these skills are preferred, we value attitude and potential and we are willing to train the right candidate.)
- One year processing and/or underwriting experience in personal, home improvement or auto lending
- At least two years customer service experience
- A familiarity of a financial institution’s products and services
- Working knowledge of lending products, services and processes
- Attention to detail and a commitment to high accuracy across all tasks
- Ability to multi-task and work with a sense of urgency in a high volume and sometimes stressful work environment
- Proficiency in MS Office applications (Word, Excel and Outlook) and multiple software used to perform duties
Equal Employment Opportunity
Shoreham Bank provides equal employment opportunities, without discrimination because of race, color, religion, creed, sex, sexual orientation, gender identity or expression, pregnancy, marital status, age, national origin, citizenship, handicap or disability, veteran or military status, political beliefs, victim of domestic violence status, familial status, or predisposing genetic characteristics or status, or any other status protected by federal, state, local or other law.
Job Type: Full-time
Pay: From $50,000.00 per year
Benefits:
- 401(k)
- 401(k) matching
- Dental insurance
- Employee assistance program
- Flexible schedule
- Flexible spending account
- Health insurance
- Life insurance
- Paid time off
- Retirement plan
- Tuition reimbursement
- Vision insurance
Education:
- High school or equivalent (Preferred)
Experience:
- loan processing: 1 year (Preferred)
- underwriting: 1 year (Preferred)
Work Location: In person