About the Role:
The Credit Administrator is responsible for assisting the Chief Credit Officer in ensuring the overall performance of the Banks loan portfolio and supporting loan officers with credit, Special asset management and past due loan management. The position will evaluate and approve/decline credit requests, for assigned lenders and/or loan types, that exceed their signing authority. Responsibilities include monitoring the credit quality of assigned portfolios to help ensure that established risk parameters are being adhered to, ensuring compliance with all regulatory and credit policies of the Bank, providing assistance to lending officers in managing credit risk and assisting with the development of Commercial Banking Officers, credit analysts and any other colleague involved in the evaluation of credit. Reviews and evaluates the most complex credits. Acts as a technical expert for complex credit products.
The payscale for this position is $102,783.01 - 154,174.51
PRINCIPAL RESPONSIBLITES AND DUTIES:
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Support lenders with Special Assets management
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Support lenders with Past Due loan management
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Portfolio review and analysis
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Reviewing Problem Loan Reports
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Review Credit Memos
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Evaluate and approve/decline credit requests, for assigned lenders, that exceed their signing authority, up to the credit administrators loan authority.
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Monitor the overall credit quality process of the bank portfolio, through problem loan reports, semi-annual ADC reviews, OREO/OPPA reporting and other timely loan reporting requirements.
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Review and evaluate the most complex, larger credits and work with loan officers to ensure loan reports are accurate and complete by providing and clearing review notes, prior to submission to the CCO and/or loan committee.
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Coordinate and conduct ongoing training for the development of Commercial Banking Officers, credit analysts and any other colleague involved in the origination and managing of credit.
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Provides ongoing assistance and advice to Commercial Relationship Officers, credit analysts and any other colleagues involved in the evaluation and structuring of loans, keeping the banks best interest in mind.
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Utilizes existing bank analytical tools, and devises or recommends revision to improve efficiencies and enhance the accuracy in loan underwriting and ongoing credit management.
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Manages the internal and external loan review process including working with the reviewers and the loan staff to ensure accurate and timely responses.
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Manage Quality Control (QC) process including working with the QC team and the loan staff to ensure accurate and timely responses.
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Work with the CCO and other Credit Administrative Team members to manage special assets.
ADDITIONAL RESPONSIBILITIES:
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Adhere to Wheatland Bank Core Values
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Keep management informed of area activities and any significant problems
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Provide exceptional customer service to all customers, both internal and external.
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Represent Wheatland Bank in a Professional fashion to include; professional image, confidentiality, regular and consistent attendance, punctual.
About You:
QUALIFICATIONS:
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Minimum 10 years banking and/or commercial lending experience, with lending approval.
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A four-year degree is required.
KNOWLEDGE, SKILL, ABILITY:
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Experience working in Special Assets
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Accuracy with Financial Calculations.
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Excellent communication and interpersonal skills.
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Ability to solve practical problems and deal with a variety of situations exercising flexibility and sound judgment.
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Strong organizational and time management skills are essential.
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Proficiency in keyboarding and Microsoft Office products (Word, Outlook, Excel, PowerPoint).
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Ability to work flexible hours as needed, a minimum of 3 days per week onsite.
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Experience with constructions and AG lending preferred.
WORK ENVIRONMENT: Must be able to routinely perform work indoors in climate-controlled shared work area with minimal noise.
PHYSICAL DEMANDS:
Perform primarily sedentary work with limited physical exertion and occasional lifting of up to 10 lbs. Must be capable of climbing / descending stairs in emergency situation. Must be able to operate routine office equipment including telephone, copier, facsimile, and calculator. Must be able to routinely perform work on computer for an average of 6-8 hours per day, when necessary. Must be able to work extended hours when required or requested by management. Must be capable of regular, reliable and timely attendance.
What We Offer:
COMPENSATION & BENEFITS: Starting salary is dependent upon relevant experience and may vary based on the geographic location of the position. We offer an extensive benefits package that includes, but is not limited to medical, dental, vision, and life insurance. Coverage is available to employees and their eligible dependents in accordance with our written plan documents. You may also be eligible for a health savings account option, an Employee Assistance Program (EAP), a health rewards program, a retirement savings plan, including 401(k) and Profit-Sharing plans, short and long-term disability benefits, education and training benefits, and discounts on banking products and services. We also offer a generous Paid Time Off (PTO) plan and paid holidays. PTO accruals begin at .0745 per hour worked for our part time employees up to a maximum accrual of 240 hours per year for certain Full-Time employees. PTO accruals are dependent on position, status (Full time or Part time), and years of experience in accordance with our PTO policy. Most Full-Time employees are also offered 6 paid holidays and Part Time employees are offered pro-rated paid holidays. In addition, employees in Utah and Nevada may be eligible for pay for certain state recognized holidays. Visit our website for more details. Check it out!
We are an Equal Opportunity Employer and qualified applicants, or employees will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, mental or physical disability, genetic information, protected veteran status, or any other category protected by applicable federal, state, or local laws.
Glacier Bancorp, Inc. does not sponsor applicants for work visas. All applicants must be legally authorized to work in the US.
No Recruiters or unsolicited agency referrals please.
