Pay Range: $56,900 - $68,300
Location: Hybrid (in office days required)
We offer a pay-for-performance compensation program including bonuses for all employees and a competitive benefits package. See https://www.cuofco.org/careers for a high-level overview of our benefits package and bonus offerings.
General Purpose of the Position
Under the supervision of the Compliance Supervisor and BSA Officer assist with the credit union's overall compliance with applicable rules, regulations, and statutory requirements regarding the Bank Secrecy Act (BSA) and Office of Foreign Assets Control (OFAC). Prepare documentation for submitting reports and ensuring timely submission of documentation and paperwork to the appropriate agencies. This is accomplished through implementation of a risk assessment program and performance of the essential duties and responsibilities listed below.
ESSENTIAL DUTIES AND RESPONSIBILITIES (including the following). May perform other duties as requested or assigned.
- Review, monitor, and record required documentation regarding currency transaction reports (CTRs), anti-money laundering alerts, and monetary instrument logs to identify potential unlawful activities. Reports to applicable government agencies as required.
- Under the supervision of BSA Officer complete Suspicious Activity Reports (SARs) by researching and working internal system alerts and reports.
- Perform audits of reports to ensure accuracy and consistency in filings.
- Participate in 314(b) inquiries and requests as needed.
- Assist in providing BSA & OFAC training to appropriate credit union personnel.
- Review, research, analyze, manage, and respond as needed to: credit reporting and watchlist alerts including OFAC and 314(a).
- Support BSA Officer with examiners and external auditors during compliance related examinations.
- Assist in developing a current library of BSA and OFAC compliance resources and provide informational assistance as requested.
- Conduct research and account reviews for fraudulent activity by working designated alerts and reports as needed.
- Occasionally support Fraud team by responding appropriately to instances of identified forgery and fraud.
- Respond to subpoenas and communicate directly with law enforcement.
- Assist with compliance related functions included but not limited to the review of trust, POA, fiduciary and other legal documentation to determine risk and make a risk-based decision whether to approve or deny the request.
- Provide IRA/HSA program support and answer tax related inquiries for front line staff.
- Provide ongoing support for Frontline Staff on risk, compliance, fraud, and security related issues.
- Perform other related responsibilities and activities as assigned, commensurate with level of responsibility and qualifications.
- Provide excellent service by demonstrating courtesy and personal concern for members and co-workers' needs and follow-up to ensure those needs are met.
- Adhere to all Federal and State laws and regulations applicable to the credit union, including the Bank Secrecy Act and OFAC.
EDUCATION AND EXPERIENCE:
Bachelor's degree (B.A.) from a four-year college or university plus one year of experience in a financial institution; or equivalent combination of education and experience. 
OTHER SKILLS and ABILITIES
Broad knowledge of, and practical experience with, credit union or other financial institution operating areas, functions, products and services and the laws and regulations which apply to credit unions. Ability to build confidence and teamwork through mutual support. Excellent analytical ability, and the ability to conduct thorough research, interpret and understand laws and regulations, and disseminate information, provide workable recommendations, and solutions to problems. Ability to organize and prioritize your own work, balance competing demands and deadlines, and function without close supervision. Strong verbal, written and public speaking skills and interpersonal skills. Ability to apply verbal and interpersonal skills that develop member confidence, respect and trust in Credit Union of Colorado and develop cooperative relationships with all levels of people throughout the organization.
Ability to effectively use MS-Office products and AML software.
PHYSICAL DEMANDS
While performing the duties of this job, the employee is typically required to sit for long periods. The employee continually is required to talk or hear. The employee is occasionally required to stand, walk, stoop and reach with hands and arms. The employee will occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision and the ability to adjust focus. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
MEMBER FOCUSED
Creates trust by building relationships and actively discovers the right solutions for Members and peers; understands that the credit union exists as a result of Member trust and loyalty in the organization and employees; is passionate and dedicated to meeting the expectations and requirements of internal and external Members.
COOPERATION AND TEAMWORK
Relates well to all kinds of people; builds appropriate rapport; works harmoniously with others; uses and understands diplomacy and tact; encourages collaboration; seeks opinions; is candid with peers; values working relationships. Readily puts in extra effort to accomplish important tasks.
DECISION QUALITY
Understands the member's best interest is first; demonstrates decisions which are based on creating the best possible outcome for the member; makes decisions based on a mixture of analysis, wisdom, experience, and judgment; most recommendations and decisions turn out to be correct and accurate when judged over time; sought out by others for advice and solutions.
PROBLEM SOLVING
Uses rigorous logic and methods to solve difficult problems creating effective solutions; is resilient and will own the solution and the problem; can see hidden problems; is excellent at honest analysis; looks beyond the obvious and doesn't stop at the first answers.
ACTION ORIENTED
Pushes self and others to achieve the best possible results for the Member, organization and employees; proactively seeks out opportunities; raises hand, rather than waits to be asked; not fearful of acting with a minimum of planning; understands that it's OK to make a mistake (fail forward).
ADAPTABLE
Learns on the fly; is a relentless, versatile and an active learner; open to change; can learn new skills and knowledge; analyzes both successes and failures for opportunities to improve; understands that different situations and levels may call for different skills and approaches; works to deploy strengths; works on compensating for weaknesses and limits.
INNOVATION
A cultural mindset that supports new ideas, fosters experimentation and drives continuous improvement to deliver member value.
Combines and brings forward ideas in unique ways to make connections between disparate ideas; willingness to explore different lines of thought and suggestions and try new ideas through experimentation, views situations from multiple perspectives; brainstorms multiple approaches/solutions to benefit members.
Credit Union of Colorado is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity or expression, national origin, age, disability, genetic information, marital status, veteran status, or any other characteristic protected by applicable federal, state, or local laws.
Please note applicants can redact any information that identifies their age, birth date, or dates of schooling on either their resume or any additional materials provided.
