Commercial Credit Analyst, Healthcare
M&T Bank —Buffalo, NY
- $62,200 - $103,600 a year
- Full-time
- Research
- Mid-level
- Office
20h
Credit Analyst
United Auto Credit Corporation —Williamsville, NY
- $22 - $26 an hour
- Full-time
- Google Workspace
- Customer service
- Data analysis skills
- Health insurance
- Dental insurance
Quick Apply
7d
Personal Lines Underwriter Assistant
Erie and Niagara Insurance Association —Williamsville, NY
- $44,330 - $54,080 a year
- Full-time
- Background check
- Customer service
- Research
- Profit sharing
- Health savings account
Quick Apply
Jr. Underwriter
United Auto Credit Corporation —Williamsville, NY
- $20.50 - $24.50 an hour
- Full-time
- Google Workspace
- Bachelor's degree
- Contracts
Quick Apply
11d
Credit Accounting Analyst I (Hybrid - Buffalo, NY)
M&T Bank —Buffalo, NY
- $62,200 - $103,600 a year
- Full-time
- Hybrid work
- Mid-level
- Finance
- Analysis skills
6d
Portfolio Credit Risk Management 2nd LOD Lead Analyst
Citi —Getzville, NY
- $134,000 a year
- Full-time
- Hybrid work
- Office
- Finance
- Master's degree
- Paid holidays
- Disability insurance
Commercial Credit Senior Analyst CRE
M&T Bank —Buffalo, NY
- $71,600 - $119,300 a year
- Full-time
- Hybrid work
- Data analysis skills
- Research
- Mid-level
5d
Underwriter
PREMIUM MORTGAGE CORPORATION —Buffalo, NY
- $72,000 - $90,000 a year
- Full-time
- Hybrid work
- Microsoft Word
- Microsoft Excel
- Customer service
Quick Apply
Associate Underwriter
Highmark Inc. —Buffalo, NY
- $27.02 - $41.85 an hour
- Full-time
- Hybrid work
- Computer Science
- No experience needed
- Office
Credit Associate (Commercial Credit Underwriter- 1 million to 10 million commitments)
KeyBank National Association —Amherst, NY
- $63,000 - $96,000 a year
- Multiple hires
- Hybrid work
- Writing skills
- Research
- Mid-level
15h
Senior Credit Model Development Analyst – Consumer Portfolio (Hybrid - see description for potential locations)
M&T Bank —Buffalo, NY
- $85,800 - $143,000 a year
- Full-time
- Hybrid work
- Computer science
- Doctoral degree
- Office
Credit Model Development Quantitative Analyst I- HELOC & Residential Mortgage (Hybrid - see description for potential locations)
M&T Bank —Buffalo, NY
- $62,200 - $103,600 a year
- Full-time
- Hybrid work
- Word processing
- Mid-level
- Office
Non-Trading Market Risk Mgmt Senior Analyst
Citi —Getzville, NY
- $91,700.00 - $91,858.59 a year
- Full-time
- Hybrid work
- Office
- 3 years
- Finance
- Paid holidays
- Disability insurance
5d
Portfolio Manager II or III
Northwest Bank —Buffalo, NY
- $61,500 - $110,000 a year
- Full-time
- Research
- Mid-level
- Office
Quick Apply
Credit Development Analyst
Ingram Micro —Buffalo, NY
- $25 - $26 an hour
- Full-time
- Background check
- Pass drug screening
- Data analysis skills
- Disability insurance
- Health insurance
Renovation Underwriter
PREMIUM MORTGAGE CORPORATION —Buffalo, NY
- $85,000 - $115,000 a year
- Full-time
- Hybrid work
- Mid-level
- Office
- Residential
- Health savings account
- Paid holidays
Quick Apply
Credit Risk Model Development Quantitative Analyst II - Consumer Portfolio (Hybrid - see job description for potential work locations)
M&T Bank —Buffalo, NY
- $71,600 - $119,300 a year
- Full-time
- Hybrid work
- Doctoral degree
- Mid-level
- Office
Risk Reporting 2LOD Sr. Analyst
Citi —Getzville, NY
- $90,900 - $103,147 a year
- Full-time
- Hybrid work
- Microsoft Access
- Mid-level
- Office
- Paid holidays
- Disability insurance
7d
Commercial Underwriting Quality Assurance Associate
Ryan Specialty —Williamsville, NY
- $64,000 - $80,000 a year
- Full-time
- Mid-level
- Analysis skills
- Presentation skills
- Paid parental leave
- Paid holidays
Special Assets Portfolio Manager II (Hybrid - See Job Description for Listed Locations)
M&T Bank —Buffalo, NY
- $103,000 - $171,600 a year
- Full-time
- Hybrid work
- Computer literacy
- Research
- Mid-level
9d

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credit analyst jobs near williamsville ny

Commercial Credit Analyst, Healthcare

M&T Bank -
Buffalo, NY

Apply Now

Job Details

Full-time
$62,200 - $103,600 a year
20 hours ago

Qualifications

Productivity software

Full Job Description

Locations available: Radnor, PA, New York, NY and Buffalo, NY

Overview:

A member of the Commercial Credit team that partners with senior team members supporting the duties of underwriting and the on-going monitoring of a portfolio of credit relationships. Responsible for performing supporting analysis, identifying risk issues, and completing sections of credit analysis, as needed, to assess the creditworthiness of commercial clients.

Primary Responsibilities:

Facilitate the credit needs of customers by analyzing new requests and material modifications from deal screen through approval and for the life of the loan. This analysis may include recommending adding or removing conditions.
Manage the ongoing credit risk of existing loan portfolios through continuous credit monitoring (CCM) activities enabling the timely identification of emerging credit risk so that appropriate actions can be taken to manage the risk, minimize losses and assign an accurate risk rating. A CCM program includes but is not limited to annual reviews, interim update memos, a covenant monitoring program, problem loan management, early warning indicators, and other forms of credit surveillance.
Review all pertinent credit and financial information, including but not limited to financial statements, tax returns, due diligence reports, credit bureaus, appraisals, internal credit information, industry research and peer data. Determine the need for more thorough investigation or additional information.
Analyze financial information and related materials and complete the credit analyses for the Bank’s commercial transactions. Written analyses to include an independent credit quality assessment with well-supported risk rating, identification of and description of credit risks and mitigants, industry concerns, market trends, financial trends, and other pertinent credit issues of respective deals.
Make appropriate structure recommendations based on an analysis and evaluation of scenarios including the company’s case, bank’s base case and a downside case.
As part of managing the ongoing credit risk of existing portfolios, identify suspicious activity and activity that may be contrary to customer’s interest.
Partner proactively with relationship managers (RM) and be intimately involved throughout the credit process, from deal screen through approval and for the life of the loan to maintain timely and accurate risk ratings for a portfolio of commercial credits.
Spread financial statements and prepare financial / projection models designed to sensitize various conditions impacting the proposed transaction. Prepare cash flow, collateral schedules, covenant sensitivity calculations, and guarantor statement analysis as appropriate.
Enter complete and accurate data into Bank systems in support of underwriting and portfolio management activities.
Attend client/prospect calls with RMs to gain a thorough understanding of the client/prospect and their business to effectively analyze and underwrite the proposed transaction. Based on underwriting parameters, recommend the risk rating.
Present analysis or address questions during credit request discussions or committee presentations.
Assist in monitoring credit policy compliance by verifying adherence to the Commercial Credit Policy and commenting on any risk associated with non-compliance.
Understand and adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies.
Promote an environment that supports belonging and reflects the M&T Bank brand.
Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
Complete other duties as assigned.

Scope of Responsibilities:

Commercial Credit is responsible for the credit delivery of the Bank's commercial clients throughout the credit lifecycle. Credit assessments range from initial analyses of new relationships to the Bank to material modifications or restructurings of long-term relationships and ongoing monitoring through the life of the loan. Commercial Credit is also responsible for ensuring the accurate completion of the Bank's risk rating scorecards and financial statement spreads. The work completed in this capacity is used to make credit decisions for new or renewed or amended credit transactions.

Contacts are primarily internal such as credit officers and other bank personnel.

The position interacts with commercial banking relationship managers throughout the bank’s footprint and industry verticals.

Customer interaction is expected.

Works independently under general supervision.

Supervisory/Managerial Responsibilities:

N/A

Education and Experience Required:

Bachelor’s degree in Accounting, Finance, Economics or related field and a minimum of one year’s work experience in commercial credit, public accounting, financial statement preparation/analysis or other financial analysis, or in lieu of a degree, a combined minimum of 5 years’ higher education and/or work experience, including of one year work experience in commercial credit, public accounting, financial statement preparation/analysis or other financial analysis.

Strong verbal and written communication skills.

Strong analytical ability.

Critical thinking and problem-solving abilities.

Attention to detail with a high level of accuracy.

Strong organizational and time management skills.

Ability to work independently and as a part of a team.

Customer focused with strong interpersonal skills.

Proficiency with Microsoft Office.

Education and Experience Preferred:

Experience with Capital IQ, FactSet, and Bloomberg.

Experience with nCino.

M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $62,200.00 - $103,600.00 (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.

Location

Buffalo, New York, United States of America

Apply Now

Refine Your Search

credit analyst jobs in williamsville ny

Commercial Credit Analyst, Healthcare

Credit Analyst

Personal Lines Underwriter Assistant

Jr. Underwriter

Credit Accounting Analyst I (Hybrid - Buffalo, NY)

Portfolio Credit Risk Management 2nd LOD Lead Analyst

Commercial Credit Senior Analyst CRE

Underwriter

Associate Underwriter

Credit Associate (Commercial Credit Underwriter- 1 million to 10 million commitments)

Senior Credit Model Development Analyst – Consumer Portfolio (Hybrid - see description for potential locations)

Credit Model Development Quantitative Analyst I- HELOC & Residential Mortgage (Hybrid - see description for potential locations)

Non-Trading Market Risk Mgmt Senior Analyst

Portfolio Manager II or III

Credit Development Analyst

Renovation Underwriter

Credit Risk Model Development Quantitative Analyst II - Consumer Portfolio (Hybrid - see job description for potential work locations)

Risk Reporting 2LOD Sr. Analyst

Commercial Underwriting Quality Assurance Associate

Special Assets Portfolio Manager II (Hybrid - See Job Description for Listed Locations)

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