Top 3 Credit officer Jobs in Winters, Ca

Credit Policy Analyst - RETURNSHIP ELIGIBLE
Travis Credit Union —Vacaville, CA
- $43.31 - $53.50 an hour
- Full-time
- Hybrid work
- Mid-level
- Office
- Finance
- Health insurance
- Dental insurance
Credit Officer
WESTAMERICA BANK —Fairfield, CA
- $70,304 - $82,128 a year
- Full-time
- Management
- Mid-level
- Office
Quick Apply
Senior Credit Administrator
WESTAMERICA BANK —Fairfield, CA
- $90,000 - $100,000 a year
- Extended hours
- Management
- Office
- Finance
Quick Apply

More jobs to discover

Find similar jobs that you might be interested in.

Credit Manager
CS Power Systems Inc. —Walnut Creek, CA
Lead the evaluation and approval of new and existing customer credit applications through financial statement analysis, credit investigations, trade references,…
$140,000 - $180,000 a year
Quick Apply
Credit Associate
City National Bank —Walnut Creek, CA
This role involves assisting with credit data analysis, underwriting, and portfolio review activities including facilitating credit risk recommendation.
$34.55 - $55.19 an hour

Show more similar jobs

Explore jobs in cities nearby

Check out jobs in cities near your current location, Columbus

Credit Officer, CRE
S&T Bank —Hilliard, OH
Function : Manages the credit process consistent with Corporate and Credit Policy and serves as a central point in deciding credit exposure for new and existing…
$75,000 - $184,800 a year
Commercial Credit Analyst
Park National Bank —Columbus, OH
Use independent judgment and critical thinking in the compilation of key financial data for the accurate representation of credit risk in loan requests…

Show more jobs in cities nearby

I want to receive the latest job alert for credit officer in winters, ca

By signing in to your account, you agree to SimplyHired's Terms of Service and consent to our Cookie and Privacy Policy.

Explore jobs in more locations

credit officer jobs near winters, ca

Data Analyst jobs in Nebraska

Policy Analyst jobs in Stafford, VA

Policy Analyst jobs in West Virginia

Policy Analyst jobs in Davis, CA

Policy Analyst jobs in Macon, GA

Chief Credit Officer jobs in Chatsworth, CA

School Security Officer jobs in California

Chief Credit Officer jobs in Duluth, GA

Fire Battalion Chief jobs in California

Chief Credit Officer jobs in Denver, CO

Private Credit jobs in New York, NY

Chief Credit Officer jobs in Pasadena, CA

Lake Michigan Credit Union jobs in Grand Rapids, MI

Credit Policy Analyst - RETURNSHIP ELIGIBLE

Travis Credit Union -
Vacaville, CA

Apply Now

Job Details

Full-time
$43.31 - $53.50 an hour

Benefits

Health insurance
Dental insurance
401(k)
Vision insurance
401(k) matching

Qualifications

Policy analysis
Key Performance Indicators

Full Job Description

Description

This role is RETURNSHIP ELIGIBLE. Click here for more information: Returnship Program | Careers | Travis Credit Union

Schedule: Monday -Friday 40 hours/week

Hybrid: 2 days per week (Tuesday/Thursdays) in office.

Candidates must live within a reasonable commuting distance of the communities served by Travis Credit Union, which include the following counties: Alameda, Colusa, Contra Costa, Merced, Napa, Placer, Sacramento, San Joaquin, Solano, Sonoma, Stanislaus, and Yolo. For hybrid and remote roles, candidates are still required to reside within a commutable distance of our corporate headquarters in Vacaville, California.

We are unable to sponsor or assume sponsorship of employment visas for this position. Candidates must have current authorization to work in the U.S. (no sponsorship available).

Summary: Travis Credit Union’s (TCU) Credit Policy Analyst focuses on developing, implementing, and monitoring credit policies to ensure effective risk management, profitability, and compliance. This position is responsible for conducting in-depth analysis of credit data, evaluating existing policies, and ensuring robust compliance with internal standards and external regulatory requirements. The analyst will provide actionable insights to help the organization balance growth with sound credit practices, fostering a stable lending environment.

Profile:

Creates and evaluates credit policies that guide lending practices, ensuring they align with regulatory requirements while maintaining profitability.
Conducts risk analysis to assess the impact of existing and proposed credit policies on an organization's risk exposure.
Ensures lending practices align with internal policies and external regulations.
Assesses the effectiveness of credit policies and recommends adjustments to improve outcomes.
Conducts industry and economic analysis to identify trends and/or opportunities that may impact credit policies.
Collaborates with teams across finance, risk management, and operations to implement and enforce credit policies.
- Examples: Credit Risk assessment models, Policy updates, Portfolio Analysis, Compliance Audits.

Skills:

Quantitative & Analytical Proficiency – Strong ability to analyze financial data, credit models, and market trends to recommend sound policy and guidelines.
Credit Risk Assessment and Policy Development – Evaluating borrower creditworthiness using financial metrics and credit scoring models. An understanding of policy frameworks and risk appetite alignment.
Regulatory Compliance – Familiarity with FCRA, ECOA, Basel III, and other relevant regulations.
Market Research & Competitive Analysis – Ability to assess market conditions and competitor credit strategy to make informed decisions.
Problem-Solving – Identifying root causes of credit performance issues and proposing solutions.
Data Visualization & Reporting – Proficiency in tools like Excel, Tableau, Power BI, and SQL to present credit risk insights.
Communication – Ability to collaborate with stakeholders, clearly articulate analysis and policy rationale, and present lending recommendations.

Reporting & Experience:

Credit Policy Analyst:

Reports directly to assigned department leadership.
Bachelor’s degree in finance, economics, business administration, mathematics, statistics, analytics or a related field; or equivalent related work experience.
Minimum of 3 years professional experience in credit policy analysis or policy development.
Minimum of 2 years utilizing analytic tools, key performance indicators, and solutions to inform business decisions and policy strategy.
Data Visualization certification (i.e. Tableau, Power BI) or SQL certification desired.

Sr. Credit Policy Analyst

Reports directly to assigned department leadership.
Bachelor’s degree in finance, economics, business administration, mathematics, statistics, analytics or a related field; or a master’s degree with a minimum of 2 years of equivalent related work experience; or equivalent related work experience.
Minimum of 5 years professional experience in credit policy analysis or policy development.
Minimum of 4 years utilizing analytic tools, key performance indicators, and solutions to inform business decisions and policy strategy.
Data Visualization certification (i.e. Tableau, Power BI) or SQL Certification desired.

Compensation: Base salary starting range is commensurate with experience.

Credit Policy Analyst: Grade 16 Non-Exempt: $43.31/hour - $53.50/hour
Sr. Credit Policy Analyst: Grade 18 Exempt: $107,016.00/annually - $132,204.80/annually

Our compensation philosophy considers various factors, including the scope and responsibilities of the position, as well as a candidate’s experience, education/training, and key skills.

Benefits:
At Travis Credit Union, we prioritize the well‑being of our employees and their families by providing a comprehensive Total Rewards program that supports their health, welfare, and financial security. In turn, this enables our employees to focus on delivering exceptional service to our members and meeting the goals of the credit union.

Eligible employees enjoy a robust benefits package, which includes:

Competitive medical, dental, and vision insurance
Mental health and wellness programs
Employee performance incentive plan
Merit-based salary increases
401(k) program with immediately vested employer match
Generous holiday and vacation policies
Exclusive TCU perks such as employee loan and credit card discounts

Travis Credit Union is an Affirmative Action Employer.
EOE / Individuals with Disabilities / Veteran Status

Apply Now

Refine Your Search

credit officer jobs in winters, ca

Credit Policy Analyst - RETURNSHIP ELIGIBLE

Credit Officer

Senior Credit Administrator

More jobs to discover

Explore jobs in cities nearby

I want to receive the latest job alert for credit officer in winters, ca

Explore jobs in more locations

Description

Job Seeker Tools

Employer Tools

Browse

Stay Connected