mortgage loan originator

accounts payable specialist

teller

support analyst

staff accountant

Luminate Home Loans

The thing I love most about Luminate is the mindset.  The leaders (starting with Eric and Taryn and continuing with the talented, driven people they have surrounded themselves with) live and breathe a mindset of growth, collaboration, empowerment, creativity and becoming the best version of yourself. Being surrounded by the people on the Luminate Team has helped me reach goals way beyond what I thought was possible, and I believe and know the sky is the limit.  
This mindset is our CULTURE. It is so fun to laugh, find solutions, crush goals, motivate and treat our clients with the gold standard.
Many people have asked me how we are different.  Of course, we have technology, a variety of products, great communication, training, marketing, competitive rates, etc, etc, but what really differentiates us is our people.  They are invested and give it their best every day.  
As a mortgage loan originator, I have created a business within a business, which has allowed me to create my own niche and hire the people to help us provide a great service to our clients.
Our leadership invests in our people.  They encourage healthy habits of rest, exercise, mindfulness, play and financial wellbeing.  
I love this team and am honored to work here.


I want to say Luminate WAS an amazing place to work, the hours were good, benefits while not the best we're decent enough and above all the work wasn't unmanageable. 
Then NEO and RCG came to light in late 2022 and everything got thrown to the wayside, senior leadership didn't listen, people were working themselves to death and the attitude was "just keep getting it done." Then in late 2023 they laid off a lot of staff and reduced hours for others, they cut the 401k to 1% and raises weren't happening (in my 4 years being employed at Luminate I never got a raise) 

2024 happens, more layoffs, RCG leaves then NEO is being dissolved or leaving as well. All of our work, all the frustrations, tears and family events we all missed thrown away. Please whatever you do DON'T fall for Luminate, they come off as an amazing company but beneath it's skin is a twisted dark company that does NOT care at all. Nobody gets raises and the health package is a joke. For your own mental sanity stay away.


I have learned so much more than I knew before about the loan process.  They provide great training and are very supportive.  They welcome you like a friend not just someone working there.  The management trusts in you and your skills and let's you do your thing.  What proved they are who they say they are was on my birthday.  I got a box of some fun birthday stuff but the BEST was a little card that said they were donating a birthday box to a child in foster care.  I was in foster care and know those kids are afraid, scared, and don't know if they will have a birthday.  Everyone really cares about the work we do.  The top management are always open for a chat.  I don't have nearly as much anxiety as I used to.

Luminate is an amazing place to work if you strive for growth in your career and are up for a challenge!  It is a rapidly growing company and for good reason.  The management team is responsive and approachable, truly the best I've encountered in my career. 

There are high expectations, but your hard work won't go unnoticed - they love to acknowledge a job well done and are genuine about it.  There is a great work-life balance and your PTO is not only respected but encouraged.  

I've been able to develop great relationships with my coworkers although I haven't met most of them in person.  They've hosted virtual bingo, happy hours, etc. to try and get everyone together and they're always a huge hit! 

Here at Luminate the company supports - not only in word, but deed - the individual and their business dreams. This organization is full of leaders who understand that forcing everyone into the same mold isn't good for anyone.  While it's much more challenging to manage this way, it's far more rewarding to support each business leader (and be supported in kind) for who they are and what their dreams are. As a producing branch manager, I've seen the freedom and autonomy to quadruple my production in only a few short years. Of course, when production increases in the mortgage space, you get to touch more lives. So not only is it financially rewarding, but we're making a bigger impact on the community we serve - clients, business partners, and staff. 

I love the creative freedom I have here! Everyone is very welcoming and friendly. The LOs are super appreciative when you help them. Management is really understanding about life situations and accommodate work for your schedule. I work remote so don't get daily interactions with everyone but I still feel my work is very valued. This also provides for the perfect work/life balance, especially with school age kids. I have never worked in a place that I felt more appreciated for my work and skills. Since its a growing company there are so many opportunities to grow within the company.

The Luminate team is an exceptional group of people that are hard working, solution oriented, bold, and innovative. The people that thrive are those that can take on a challenge, dig in, own their part and can collaborate well with others. Team work, delivering at a high level and ensuring an experience for both clients and team members a like that is worth sharing, is at the forefront of the company's goals. My favorite thing about Luminate is how humble, thoughtful and down to earth everyone is. I love working at Luminate and this evolving community of leaders. 

Even though I'm relatively new to the company, everyone I've met has been extremely welcoming and friendly. From day one, you are given comprehensive training and encouragement to get what you need to done, and then some. Management is always there to support and guide you if you have questions, and they are happy to share their industry knowledge with you. The culture energizes and pushes you to do your best every day. I love the people I get to work with, and I love helping the clients that we bring in.

Transparency from the top down, big or small, let's know the why's.
Honest about initiatives, about where improvement is needed and where we fit.   
Accountable to employees, holds the employees accountable in a non emotional way, every one has the same goal in mind.
Great culture for all the employees, rewarded accordingly, fun stuff to do, great people to do fun stuff with.
Leadership always have employees best interests in heart.  Not all decisions can or need to be discussed but knowing they are valuing their greatest asset is comforting.

Newer, fresh company that offers opportunities and rewards contributions.  Open minded to innovation, but lead by experienced, supportive, and hard working executives.  Truly wants to be an excellent company for employees and customers, and willing to invest in high quality talent and resources to ensure that outcome.  Laying the foundation to be prepared for growth that is strong, consistent, and well supported.  Not a reactive company, but a proactive company that anticipates challenges and, consequently, is able to turn them into successes.  Highly recommended as a positive and productive workplace.

Top Job Titles	Average Salary
Mortgage loan originator 1 salary reported	$12.00 per hour
Accounts payable specialist 1 salary reported	$23.00 per hour
Teller 1 salary reported	$20.00 per hour
Support analyst 1 salary reported	$75,000 per year
Staff accountant 1 salary reported	$60,000 per year

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