outside sales representative

entry level retail sales associate

independent representative

entry level outside sales representative

sales trainee

Platinum Supplemental Insurance

When I got hired with Platinum, I knew that it would be a place where I would be in charge of my own success. I liked that about the job. I also liked the team environment that I had when I was working there, and there were great bonuses. But that was the only things I liked about the job. They tell you when you are hired on that you will have to work some extra hours getting started. I was fine with that, but it wasn't true. Everyone was working super long hours. It didn't matter how long you had been there. They have a team breakfast every morning at 7am followed with a team meeting afterwards. You are not allowed to be back at the hotel until 9:00pm(most of the time it was closer to 10). Even after you get back to the hotel, you can't get ready for bed after that 14-15 hour day because you have to wait for the nightly meeting which is at 10pm EVERY SINGLE NIGHT. On top of that, since we couldn't be back to the hotel before 9, that meant knocking on doors after dark. As a woman, I was terrified. They are always in rural areas, so if you are to knock on a door after dark, you are more than likely going to be met with a shotgun. And since I mentioned knocking on doors... these are COLD KNOCKS. When I was hired, they said "warm leads". There is no such thing. It is all cold except for current customers who even then don't know that you are going to be showing up at their house. It was also very hard to make time for myself. I would be in work mode from 6am-11pm Monday- Thursday, and when I would go home on the weekends, my family and boyfriend would be wanting me to spend all of my time with them. So I couldn't take any time to just be alone, and when I was alone, I was sleeping because working this job, you will never be caught up on sleep.  I could go on and on about all of the negatives, but I'll just sum it up by saying that there are no medical, 401k, or PTO benefits, everything including hotel, gas, and food is all out of pocket, and it is a mentally exhausting job.

100% cold call door-knocking commission for insurance sales. No leads. If you don't make a sale, you don't get paid. After 6 weeks they expect you to make 2 sales per day, which is impossible if you're new. However if you do make a sale, it's a big payday that comes in. That is IF your customer doesn't cancel their plan within the first year, which then you've got to give it back. You're expected to make enough sales to compensate for it though.

Doesn't help that you have to pay for your own hotel every night, Monday - Thursday night, occasionally Sunday - Friday night. Don't believe the "we respect your family time, and will never make you leave your house before 6 am on Monday morning" to go to your work town. I was shamed by my boss a few times in front of my co-workers for being late, because he expected me to leave Sunday afternoon to drive 7 1/2 hours to go to my job site a state away, so I could be there for the 8 am meeting. No paid travel, no company car. Expect to put 1000+ miles a week on your own car, with having to pay for your own gas.

6 am meeting every morning, 11 pm meeting every night. expected to be out the door of your hotel at 7 am, and hitting the road hard, making cold call door knock appointments till 11 PM, sometimes later if your appointment runs late. You'll meet some really great people out there, but if you're not making a sale with them, you're wasting your time.

I thought I went into this job with my eyes open. It is a 1099, so commission based job and you work from Monday to Thursday. However.. it all depends on where your team and territory are, the team I was on was based on the other side of the state, so I had to drive 5 hours just to get to my territory which meant either leaving early Sunday evening or 3am Monday morning and I would have to make a similar decision on Thursdays, but after the evening group meeting. The nice thing about this company is that you are working on your own, but you always have a team or support nearby and you meet in the morning and the evening, so if you have any questions or concerns, they will be there for you. You can make amazing money, but you definitely have to forfeit the time. The company culture is there, there is always a bonus on the board and friendly rivalry within the team. If you’re competitive and don’t mind the time away from family, go for it! 

I would begin the week driving from OK to KS, meet my team at the region and motel destination set by the Mgr. All fuel, food and motel are out of pocket costs.  You will be paid on a weekly basis from a percentage of the sales you were able to close.  You will be given a map and instructed to knock specific doors on the map, ranging from current, past and potential clients. You will be traveling on badly constructed roads that may bottom out your vehicle since you're traveling rurally but also will encounter a tremendous number of semi-trucks while traveling those highway miles, kicking up rocks, damaging windshields or paint.  Keep your nice car at home! The hardest part of the job is selling to customers who are not expecting company to show up at their home in the country, I did receive many greetings with a gun aimed my way.  The most enjoyable part was having a since of freedom and taking ownership of your own success and failures. 

When I was interviewed by Platinum Insurance I was told I would be working with the Northern Wisconsin group, could possibly be making 100,000 got the a year and I would get a three day weekend.  

When I started work I was not working in Northern Wisconsin.  I had to drive 2 1/2 to 3 hours to the hotel. (They don't mention that you will be staying in a hotel for 3 days). While driving around I even crossed the border into Illinois.    

They don't really explain that most of your day you will go door to door trying to set up appointments for the evenings.  You work in mostly rural areas so they are suspect of strangers.  I have been threatened by people, had the police called on me and even followed by someone only in my short 4 weeks on the job.   

And yes you can make $100,000 a year but with it you have to work 14 plus hours a day, be away from your home for 4 days, and face threats from local farmers.

A typical day at work starts with breakfast with the team, and then you're off to knock on doors. You'll be in training the first 3 days so you'll shadow someone, but you're on your own after that. The days can feel long since you're working 16 hour shifts. you spend very little time actually speaking to people. If you're knocking during the day, you most likely won't get a response. So the morning are spent mostly driving around.  If you've worked sales before and know that you are comfortable with what I found to be a mind numbing lifestyle, then this is an excellent opportunity. But if you are new to traveling sales, I wouldn't use this as your introduction. You'll also want about $500-$700 for your first week to get you started off. all of the expenses are on you for this job. 

My time with company has been very short so far, but nothing but good things to say about all the support. Great team to work with in field, and good top sales folks who come out to field to help in any way possible. Job itself is very hard, meet at far away rural locals and work 4 to 5 10 hour days, many miles and many doors to knock on, but met some great folks and had mostly good experiences doing it. Not sure it is what I want to do for long period of time, but it has been rewarding in many ways. It is the way the company treats it agents that is most important, best I have ever seen and worked for by far.

The product offered by Platinum Supplemental Insurance was not a bad product by any means. The policies were competitively priced and pretty comprehensive in terms of what they offered. Having said this the job of producer/ agent was completely commission based. They require you spend your money on gas/ food and accommodations while on the road selling there product. Not necessarily wrong however you only work a 4 day work week in rural country areas sometimes hundreds of miles from where you live. After doing a cost analysis you can quickly conclude that you must sell at least one policy a work week just to break even on the cost associated with selling it.  If your looking for a stable income or something other than a 1099 than do not consider a position with this company.

Great pay if you can handle going door to door and working long hours while away from home four days a week.

Leadership is always giving extra bonuses during the week to keep up moral and earn extra money.

What I don't like the most is having to go door to door to generate appointments which may or not be there or keep the appointment when you arrive.

Mislead by recruiting person as to how leads were generated.  I was told that leads would be provided, but what I found out is that I have to generate my own leads by going door to door.

Even with this in mind, this is still a great company to work for if you don't mind being away from home and driving long hours every day.

Lets address the elephant in the room.
It’s a door-to-door sales position out in the country in different states. Most of the people I talked to were nice with only 2 people being jerks or causing me to get nervous/sweaty.
Is it expensive? I averaged close to $500 a week for gas/hotel/meal prep.
Long hours? Forget about it, your working Monday-Thursday from after team breakfast until sundown, maybe even until midnight or past that depending when clients are available.
Your car is your new home, I averaged about 1k miles a week from work alone.

But with all the negatives out of the way, the pays good if you sell. If you don’t your ~$500 in the hole for the next week and you hope you sell so your not $1k negative.

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