Top 7 Mortgage underwriter Jobs in Daphne, Al

Mortgage Underwriter
RIVER BANK & TRUST —Mobile, AL
- Full-time
- Microsoft Excel
- Microsoft Outlook
- 5 years
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Mortgage Lender
United Bank of Southwest Alabama & Northwest Flori —Daphne, AL
- Full-time
- Background check
- Microsoft Excel
- Microsoft Outlook
- Profit sharing
- Wellness program
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MORTGAGE LOAN OFFICER (200BPS)
Modern Valley Home Loans LLC —Alabama
- $60,000 - $500,000 a year
- Urgently hiring
- Remote
- Mid-level
- Communication skills
- Work from home
- Opportunities for advancement
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1d
Secondary Market Mortgage Loan Processor
RIVER BANK & TRUST —Daphne, AL
- Full-time
- Microsoft Excel
- Microsoft Outlook
- Mid-level
Quick Apply
Secondary Market Mortgage Loan Originator
Hancock Whitney —Mobile, AL
- Full-time
- Microsoft Excel
- Microsoft Outlook
- Customer service

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Mortgage Lender
United Bank of Southwest Alabama & Northwest Flori —Daphne, AL
Conduct credit analysis and evaluate financial information using tools like FNMA guidelines and Quicken mortgage software to determine loan eligibility.
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MORTGAGE LOAN OFFICER (200BPS)
Modern Valley Home Loans LLC —Alabama
Active MLO license in *MI, VA, FL, TX, OH, AL*. ✅ Free client credit pulls and credit repair services (Preferred Lender). ✅ Earn top-tier commission (200+ BPS).
$60,000 - $500,000 a year
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1d

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Underwriter III - Commercial
PNC Financial Services Group —Columbus, OH
Using independent judgment to identify risks and mitigants, prepares offerings and/or scorecards, such as risk ratings, by analyzing credit, collateral strength…
$86,250 - $143,750 a year
Mortgage Underwriter
Equity Resources, Inc —Newark, OH
Bachelor’s Degree in Business, Finance, or related field preferred (or equivalent combination of education and experience); minimum HS diploma or equivalent.
1d

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mortgage underwriter jobs near daphne, al

Mortgage Underwriter

RIVER BANK & TRUST -
Mobile, AL

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Job Details

Full-time

Qualifications

Confidential information handling
Federal Housing Administration (FHA) loans
Conventional mortgage loans
High school diploma or GED

Full Job Description

RB&T Mission Statement:
As a trusted partner and friend, River Bank & Trust helps our neighbors and the businesses in our communities to reach their financial goals.

Position Summary:
River Mortgage Services is seeking an experienced Mortgage Underwriter with a deep understanding of residential mortgage underwriting, investor guidelines, and compliance requirements. This position is responsible for underwriting Conventional, FHA, VA, USDA, and Jumbo mortgage loans for secondary market sale, ensuring each file meets agency, investor, and regulatory standards.

Essential Duties and Responsibilities:
Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions. The essential functions include, but are not limited to the following:

- Review and analyze residential mortgage loan files for accuracy, completeness, and compliance with investor, agency, and internal guidelines.
- Underwrite and issue decisions (Approve, Suspend, or Deny) for Conventional, FHA, VA, USDA, and Jumbo loans.
- Validate AUS findings (DU/LP/GUS) and apply appropriate conditions to ensure salability.
- Maintain strong working knowledge of investor overlays, Fannie Mae/Freddie Mac guidelines, agency updates, and jumbo investor requirements.
- Partner with Processing, Secondary, and Closing teams to resolve underwriting issues efficiently.
- Ensure all files meet compliance requirements related to TRID, RESPA, ECOA, and other applicable regulations.
- Assist in maintaining investor eligibility and quality standards by adhering to secondary market best practices.
- Participate in ongoing training and contribute to continuous improvement of underwriting policies and procedures.
- Provide clear, consistent communication to loan originators and internal staff regarding conditions, exceptions, and documentation needs.

Minimum Qualifications:

- High School diploma or equivalent
- At least 5 years of mortgage underwriting experience (including Conventional, FHA, VA, USDA, and Jumbo loans)
- DE, SAR, or LAPP certifications preferred, but not required

Skills, Abilities & Expectations:

- Strong working knowledge of Encompass LOS and automated underwriting systems (DU/LP/GUS)
- In-Depth understanding of agency, investor, and jumbo program guidelines and secondary market requirements.
- Familiarity with appraisal review, income analysis, and collateral evaluation.
- Ability to work independently in a fast-paced, deadline-driven environment
- Detail oriented and organized
- Ability to analyze financial information
- Integrity, discretion, and respect for confidential information are absolutely essential
- Willingness to adapt to change
- Work within a variety of different software and web applications
- Able to prioritize duties and effectively manage time
- Analytical and problem-solving skills
- Attend work on a regular basis, on time, and withstand varying degrees of stress
- Excellent interpersonal and communication skills
- Maintaining a professional, business-like appearance and demeanor
- Be familiar with and follow policy and procedures, and support Management’s decisions and goals in a positive, professional manner.
- Proficiency in Microsoft Office products to include Word, Excel, and Outlook

Physical Demands:

The employee will occasionally lift and/or move up to 25 pounds. The employee will regularly sit; talk; hear; and use hands to finger, handle or feel. The employee will occasionally stand; walk; reach with hands and arms; climb and balance; and stoop, kneel, crouch, or crawl. Special vision requirements include close, distant, and peripheral vision; depth perception; and the ability to adjust focus. The noise level in the work environment is usually moderate. The work environment and physical demands are those of a standard retail branch setting. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of the job.

Disclaimer:

The above information has been designed to indicate the general nature and level of work performed within this job. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to the job. Incumbent must attend work on a regular basis, on time, and withstand varying degrees of stress. This position description describes the minimum selection requirements to qualify for the position. Promotion and other employment decisions are based on employer needs, being in good standing, fully competent performance, and other non-discriminatory subjects.

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mortgage underwriter jobs in daphne, al

Mortgage Underwriter

Mortgage Lender

MORTGAGE LOAN OFFICER (200BPS)

Secondary Market Mortgage Loan Processor

Secondary Market Mortgage Loan Originator

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