Top 63 Underwriting Jobs in Lakeland, Fl

Loan Analyst
Central Lending —Lakeland, FL
- $36,500 - $45,500 a year
- Full-time
- Mid-level
- Office
- Residential
- Paid time off
Quick Apply
4d
Personal Lines Account Manager
Mulling Insurance Agency, Inc. —Auburndale, FL
- $58,000 - $65,000 a year
- Full-time
- Hybrid work
- Mid-level
- Contracts
- Commercial
- Paid holidays
- Disability insurance
Quick Apply
Credit Analyst
Farm Credit of Central FL FLCA —Lakeland, FL
- Hybrid work
- Customer service
- Mid-level
- Office
- Wellness program
- Paid holidays
2d
Credit Analyst
Farm Credit —Lakeland, FL
- Hybrid work
- Customer service
- Mid-level
- Office
1d
Senior Mortgage Underwriter
South State Bank —Winter Haven, FL
- $76,260 - $121,819 a year
- Full-time
- 7 years
- Management
- Customer service
Loan Processor
MIDFLORIDA Credit Union —Lakeland, FL
- Full-time
- Spanish
- Sales
- English
- Paid holidays
- Dental insurance
Quick Apply
3d
New Loan Officer
PHILANYA, INC —Plant City, FL
- $143,739 - $287,315 a year
- Part-time
- Remote
- Military encouraged
- Communication skills
- Entry level
- Tuition reimbursement
- Employee discount
Quick Apply
Senior Account Representative
Summit Consulting, LLC —Lakeland, FL
- Full-time
- Hybrid work
- Marketing
- Mid-level
- Office
- Commuter assistance
- Employee stock purchase plan
Quick Apply
5d
Experienced Mortgage Loan Officer - Florida | 14 Days To Close | PRMG
14 Days to Close —Florida
- $80,000 - $200,000 a year
- Part-time
- Remote
- Sales
- Mid-level
- 3 years
- Work from home
Quick Apply
Insurance Agent
Campers Inn RV —Seffner, FL
- $50,000 - $60,000 a year
- Full-time
- Spanish
- Ability to walk for extended periods
- Bachelor of Science
Quick Apply
12d
Mortgage Loan Originator
Centennial Bank —Lakeland, FL
- Customer service
- Basic math
- Mid-level
Account Manager- Commercial Insurance
Insurance Office of America, Inc. —Auburndale, FL
- $45,000 - $75,000 a year
- Full-time
- Mid-level
- Leadership
- 2 years
- Paid holidays
- Health insurance
Quick Apply
Outside Loan Originator
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC —Lakeland, FL
- Full-time
- Mid-level
- Office
- Travel
- Health insurance
- Dental insurance
Quick Apply
Senior Account Associate - Commercial Lines (Eastern / Central Time Zones)
IOA National, Inc. —Lakeland, FL
- $50,000 - $56,000 a year
- Full-time
- Microsoft Outlook
- Word processing
- Research
- Paid holidays
- Health insurance
Quick Apply
Insurance Account Representative - State Farm Agent Team Member
Johanna Velazquez - State Farm Agent —Davenport, FL
- $38,000 - $50,000 a year
- Full-time
- Spanish
- Office
- Entry level
- Paid time off
- Opportunities for advancement
Quick Apply
Commercial Lines Account Manager
Foundation Risk Partners —Lakeland, FL
- Mid-level
- Office
- 3 years
- Paid holidays
- Disability insurance
Quick Apply
Assistant Director of Underwriting
HOVIN Underwriting Partners —United States
- Part-time
- Remote
- Anatomy knowledge
- Microsoft Outlook
- 5 years
- Disability insurance
- Health insurance
Quick Apply
Director of Underwriting
HOVIN Underwriting Partners —United States
- Full-time
- Remote
- Anatomy knowledge
- Microsoft Outlook
- Bachelor's degree
- Disability insurance
- Health insurance
Quick Apply
Commercial Loan Officer
Cooperative Business Services LLC —United States
- $100,000 - $130,000 a year
- 8 hour shift
- Customer service
- 5 years
- Mid-level
- Paid holidays
- Disability insurance
Spring11 - Vice President, Asset Management (248729)
Newmark —United States
- $150,000 - $200,000 a year
- Full-time
- Background check
- Writing skills
- Office
- Health insurance
- 401(k)
Quick Apply

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underwriting jobs near lakeland, fl

Loan Analyst

Central Lending
Lakeland, FL

Quick Apply

Job Details

Full-time
$36,500 - $45,500 a year
4 days ago

Benefits

Paid time off

Qualifications

Underwriting verification process
Loan compliance checks
Underwriting guidelines adherence
Title document review
Mortgage compliance
High school diploma or GED
Driver's License
Valuation standards
Risk analysis
Real estate (financial collateral)
Document quality checks
Real estate analysis experience in risk and credit
Collateral evaluation (loan underwriting)
Verification (borrower information)
Budget review

Full Job Description

Job Overview

We are looking for a dependable, detail-oriented Loan (RTL) Analyst to join our growing team. This is an excellent opportunity for someone looking to further their career in real estate lending and financial services.

The RTL Analyst owns the Collateral Review stage for residential transition loans: fix-and-flip and ground-up construction. This is the heaviest analytical lift in the pipeline: proving that the asset's value and the deal's leverage hold up, that the rehab or construction budget is realistic, and that everything upstream (sponsor, entity, valuation, title) was done correctly before the file moves to underwriting for final review.

Key Responsibilities

Maintain a working command of Central Lending’s internal guidelines and each investor’s guideline matrix, eligibility, leverage caps, experience tiers, eligible property types, minimum credit, and pricing adjustments, and know exactly where to look when a file falls outside the standard box.
Underwrite the collateral file document by document, valuation, title commitment, rehab or construction budget, insurance, and supporting documentation, confirming each item is complete, internally consistent, and compliant with the applicable guideline before the file advances.
Tie every finding back to a specific guideline section rather than a general impression, so the file documents not just what was reviewed but why it passes or fails.
Identify guideline exceptions early, document the requirement being missed alongside the compensating factors, and route the request for approval instead of letting it surface at Final Review.
Prove asset value and confirm leverage: LTC, LTV, and ARV holds up under the proposed loan terms.
Review the rehab or construction budget and scope of work for feasibility against the projected after-repair value.
Re-check the upstream borrower and entity work for errors and form an independent view of overall sponsor risk.
Confirm final pricing and deal structure are correct before handoff.
Keep the file's Collateral Review status current so the Transaction Coordinator can accurately report blockers at pipeline meetings.
Route all borrower/broker communication through the Transaction Coordinator rather than directly to your inbox.

Requirements

High school diploma or GED
Valid driver’s license and reliable transportation
Strong attention to detail and organizational skills
Experience underwriting fix-and-flip, ground-up construction, or bridge loans (private/hard money lending preferred).
Working knowledge of ARV, LTC, LTV, and rehab/construction budget analysis.
Comfortable reading title commitments, valuation and appraisal reports, insurance policies, and rehab or construction budgets.
Ability to read, interpret, and consistently apply written lending guidelines and investor matrices to live files — and to recognize when a deal does not fit and needs an exception.
Sound judgment re-checking sponsor and entity findings for errors or overlooked risk.

Preferred (Not Required):

Proficiency with Monday.com or a comparable loan pipeline system.

Pay: $36,500.00 - $45,500.00 per year

Benefits:

Paid time off

Location:

Lakeland, FL 33801 (Preferred)

Ability to Commute:

Lakeland, FL 33801 (Required)

Work Location: In person

Quick Apply

Refine Your Search

underwriting jobs in lakeland, fl

Loan Analyst

Personal Lines Account Manager

Credit Analyst

Credit Analyst

Senior Mortgage Underwriter

Loan Processor

New Loan Officer

Senior Account Representative

Experienced Mortgage Loan Officer - Florida | 14 Days To Close | PRMG

Insurance Agent

Mortgage Loan Originator

Account Manager- Commercial Insurance

Outside Loan Originator

Senior Account Associate - Commercial Lines (Eastern / Central Time Zones)

Insurance Account Representative - State Farm Agent Team Member

Commercial Lines Account Manager

Assistant Director of Underwriting

Director of Underwriting

Commercial Loan Officer

Spring11 - Vice President, Asset Management (248729)

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