Top 79 Credit analyst Jobs in San Jose, Ca

Commercial Credit Analyst
Fifth Third Bank —San Jose, CA
- $54,400 - $111,500 a year
- Full-time
- Mid-level
- Office
- Finance
Sr. Credit Analyst
Super Micro Computer —San Jose, CA
- $98,000 - $109,000 a year
- Bachelor of Science
- Data analysis skills
- Office
Consumer Credit Analyst - AI Trainer
DataAnnotation —Sunnyvale, CA
- $50 - $100 an hour
- Part-time
- Remote
- English
- Mid-level
- Master's degree
Quick Apply
Consumer Credit Analyst - AI Trainer
DataAnnotation —Cupertino, CA
- $50 - $100 an hour
- Part-time
- Remote
- English
- Mid-level
- Master's degree
Quick Apply
Underwriter (Private Equity / Real Estate)
GPR Ventures / Duke Capital Ventures —Mountain View, CA
- $90,000 - $140,000 a year
- Full-time
- Mid-level
- Office
- Residential
- Health insurance
Quick Apply
Commercial Surety Underwriter
Henderson Scott —California
- $130,000 - $200,000 a year
- 5 years
- Bachelor's degree
- Travel
Quick Apply
3d
Underwriting Specialist OR Executive Underwriter - Large Contract Surety
Zurich Insurance Company Ltd. —California
- $75,000 - $165,000 a year
- Full-time
- Hybrid work
- Mid-level
- High school diploma or GED
- Business development
Portfolio Analyst
Avidbank —San Jose, CA
- $70,000 - $100,000 a year
- Full-time
- Hybrid work
- Mid-level
- Bachelor's degree
- 2 years
- Paid holidays
- Disability insurance
Quick Apply
12d
Risk Analyst
Google —Sunnyvale, CA
- $116,000 - $166,000 a year
- Full-time
- Google Workspace
- Mid-level
- Office
6d
Engineering Analyst, Trust and Safety Payments
Google —Sunnyvale, CA
- $132,000 - $189,000 a year
- Full-time
- Mid-level
- Master's degree
- Bachelor's degree
20h
Financial Analyst
PremierOne Credit Union —San Jose, CA
- $35 - $45 an hour
- Full-time
- Mid-level
- Office
- Bachelor's degree
- Disability insurance
- Health insurance
Quick Apply
Senior Staff Credit Risk Analyst
Intuit —Mountain View, CA
- 7 years
- Office
- SQL
Staff Fraud and Risk Analyst - Neobanking
Intuit —Mountain View, CA
- $168,500 - $238,500 a year
- Finance
- SQL
- Analysis skills
Staff Risk Analyst
EarnIn —Mountain View, CA
- $173,928 - $254,657 a year
- Full-time
- Remote
- System design
- Master's degree
- SQL
Quick Apply
Risk & Insurance Analyst, Energy
Tesla —Palo Alto, CA
- $108,000 - $162,000 a year
- Full-time
- Microsoft Excel
- Customer service
- Mid-level
- Commuter assistance
- Health savings account
Credit Manager
Super Micro Computer —San Jose, CA
- $120,000 - $142,000 a year
- Bachelor of Science
- Office
- 3 years
Insurance Risk Management Analyst
Waymo —Mountain View, CA
- $125,000 - $152,000 a year
- Full-time
- Hybrid work
- Mid-level
- Finance
- Bachelor's degree
9h
Sr Financial Crimes Analyst
Stanford Federal Credit Union —Palo Alto, CA
- $95,000 - $120,000 a year
- Full-time
- 5 years
- Bachelor's degree
- Senior level
- Commuter assistance
- AD&D insurance
Quick Apply
Staff Risk Strategy Analyst
Poshmark —Redwood City, CA
- $137,255 - $193,872 a year
- Full-time
- 6 years
- Computer Science
- Finance
Senior Financial Analyst
Stanford University —Stanford, CA
- $120,000 - $144,000 a year
- Extended hours
- Hybrid work
- 6 years
- Oracle
- Computer literacy
- Health insurance
- Tuition reimbursement

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credit analyst jobs near san jose, ca

Commercial Credit Analyst

Fifth Third Bank -
San Jose, CA

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Job Details

Full-time
$54,400 - $111,500 a year

Qualifications

Commercial banking expertise
Financial model construction
Bachelor's degree
Financial projection model development
Productivity software

Full Job Description

Make banking a Fifth Third better®
We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.

GENERAL FUNCTION:

The Credit Analyst is primarily responsible for completing the daily duties of underwriting and monitoring credit while performing analytical activities and identifying risks or issues as needed. In addition, a Credit Analyst drafts credit approval documents and review memos for loans and other ancillary products. documents and prepare for credit reviews. The Credit Analyst is knowledgeable on financial and risk analysis and demonstrates proficiency in financial modeling.

The Credit Analyst is expected to build proficiency in underwriting, developing the ability to complete the underwriting process from beginning to end with limited oversight on increasingly complex credits. Additionally, the Credit Analyst will attend and support Portfolio Reviews as needed.

Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.

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ESSENTIAL DUTIES AND RESPONSIBILITIES:

Responsible for proactively monitoring Credit Excellence and initiating collection of financial statements for upcoming renewals and periodic reviews.

Prepare succinct credit approval memos with minimal errors, including company and industry descriptions, key credit risks, historical analysis, base and downside case projection assumptions/rationale and terms and conditions.

Complete ongoing portfolio monitoring, including covenant tracking, financial statement reviews, and run risk rating models.

Identify and determine monitoring analysis activities required

Verify covenants and define updates needed on ticklers

Monitor covenant completion and track past due or out of compliance covenants and recommend appropriate course of action

Responsible for understanding and evaluating completed spreads to determine necessary edits working in collaboration with the CCU teamworks to identify and resolve required edits or corrections

Generate and provide various pipeline and portfolio reporting as needed to credit leadership, portfolio managers, underwriters, relationship managers and others as needed.

Prepare Criticized Period Reviews reports with oversight

Responsible for running projection models with assumptions provided

Responsible for completing underwriting process with limited oversight

Prepares portfolio analysis and Portfolio Review materials

Ensure accuracy, integrity, and timeliness of credit data across internal systems and reports

Take appropriate action to resolve data, documentation, or analysis deficiencies and escalate questions to the appropriate level

Identify emerging risks or negative trends and escalate appropriately.

Maintain a working knowledge of Bancorp credit policies, guidelines and procedures.

Perform Borrowing Entity PD Ratings and Obligation LGD Ratings.

May assist with training and onboarding of new employees

May support special projects or ad hoc analysis as assigned by management

SUPERVISORY RESPONSIBILITY:

None

MINIMUM KNOWLEDGE, SKILLS AND ABILITIES REQUIRED:

Bachelor's degree in Business (e.g. Business Administration, Finance, or Accounting)
2+ years of Commercial Banking experience.
Sound Financial and risk analysis understanding, including the ability to develop financial models
Extensive Knowledge of banking products and services
Knowledge of corporate business structure and legal documents
General knowledge of U.S. government and regulation
Proficiency in internal banking applications
Strong verbal and written communication skills
Demonstrated strong problem-solving and analytical skills, with the ability to manage and prioritize multiple tasks while maintaining close attention to detail.
Proficient in all Microsoft Office software

Commercial Credit Analyst

Total Base Pay Range 54,400.00 - 111,500.00 USD Annual

At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day.

The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance.

Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: https://www.53.com/content/fifth-third/en/careers/benefits.html or by consulting with your talent acquisition partner.

LOCATION - San Jose, California 95113

Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes – no matter how they are submitted – will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee.

Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.

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Refine Your Search

credit analyst jobs in san jose, ca

Commercial Credit Analyst

Sr. Credit Analyst

Consumer Credit Analyst - AI Trainer

Consumer Credit Analyst - AI Trainer

Underwriter (Private Equity / Real Estate)

Commercial Surety Underwriter

Underwriting Specialist OR Executive Underwriter - Large Contract Surety

Portfolio Analyst

Risk Analyst

Engineering Analyst, Trust and Safety Payments

Financial Analyst

Senior Staff Credit Risk Analyst

Staff Fraud and Risk Analyst - Neobanking

Staff Risk Analyst

Risk & Insurance Analyst, Energy

Credit Manager

Insurance Risk Management Analyst

Sr Financial Crimes Analyst

Staff Risk Strategy Analyst

Senior Financial Analyst

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