Top 7 Junior loan Jobs in Tempe, Az

Junior Mortgage Loan Processor – DSCR
Capital Fund 1 —Scottsdale, AZ
- From $45,000 a year
- Full-time
- Background check
- Office
- US work authorization
- Health savings account
- Health insurance
Quick Apply
11d
Junior Loan Processor
Barrett Financial Group —Chandler, AZ
- $20 an hour
- Full-time
- Computer literacy
- Office
- Organizational skills
- Paid holidays
- Dental insurance
Junior Loan Officer
Toll Brothers —Scottsdale, AZ
- Online Application
- Hybrid work
- Sales
- Office
- Bachelor's degree
- Health insurance
- Dental insurance
10d
Jr. Loan Officer
CrossCountry Mortgage, LLC —Scottsdale, AZ
- Full-time
- Microsoft Excel
- Microsoft Outlook
- High school diploma or GED
- Wellness program
- Disability insurance
Jr Lock Desk Analyst - Corporate - Scottsdale, AZ
Homeowners Financial Group —Scottsdale, AZ
- Full-time
- Microsoft Outlook
- Word processing
- Basic math
- Paid holidays
- Health insurance
4d
Jr. Loan Officer (Customer Lending Representative)
West Capital Lending —Tempe, AZ
- From $20 an hour
- Full-time
- Writing skills
- Continuous improvement
- In-person
- Health insurance
- Paid time off
Quick Apply
13d

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Junior Mortgage Loan Processor – DSCR
Capital Fund 1 —Scottsdale, AZ
Able to pull up an underwriting guideline and find the answer yourself. Order the condo questionnaire, obtain HOA certification, dues schedule, and management…
From $45,000 a year
Quick Apply
11d
Junior Loan Processor
Barrett Financial Group —Chandler, AZ
Ability to multitask and stay focused in a fast-paced environment. Assist processors with documentation, verification, and file preparation. $20/hour pay rate.
$20 an hour

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Junior - Mortgage Loan Officer
Liberty Capital Services —Columbus, OH
1 Consult with potential loan applicants - answer questions and provide additional information about home loan products to create personal relationships.
$55,000 - $95,000 a year

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junior loan jobs near tempe, az

Junior Mortgage Loan Processor – DSCR

Capital Fund 1 -
Scottsdale, AZ

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Job Details

Full-time
From $45,000 a year
11 days ago

Benefits

Health savings account
Health insurance
Dental insurance
Paid time off
Parental leave
Employee assistance program
Vision insurance
Life insurance
Retirement plan

Qualifications

Closing coordination
Underwriting verification process
Title document review
Appraisal review
Mortgage closing and funding
Coordination (loan closing)
Credit history review
Insurance policy review
Credit report review
Real estate contracts
Credit report analysis
HubSpot

Full Job Description

Capital Fund 1 is a Scottsdale-based private lender financing real estate investors across the country. Our DSCR department is growing, and we’re hiring a Loan Processor to own files from submission through funding.

You do not need DSCR experience to get this job. If you’ve processed conventional, FHA, or hard money files and you’re organized, proactive, and comfortable owning a pipeline, we will teach you DSCR.

What You’ll Actually Do

You take the file the moment it’s submitted and you don’t hand it off until it’s funded and uploaded. That means:

Own the file. Build a conditions checklist on every new submission, then work it until Clear to Close. You are the primary point of contact for the borrower, broker, title, and escrow after submission.
Order and manage third parties. Open title, order appraisals and manage reconsideration-of-value requests, order hazard, liability, and flood insurance, and pull payoff demands on refinances.
Handle condo and PUD files. Order the condo questionnaire, obtain HOA certification, dues schedule, and management contact information, and review the results for eligibility issues before they reach Underwriting.
Clear conditions. Collect docs from borrowers, brokers, LOs, and vendors. Deliver satisfied contingencies to Underwriting and escalate anything that puts the closing date at risk.
Handle DSCR-specific documentation. Leases, rent rolls, and market rent support — and confirm rents, taxes, insurance, HOA, and payment tie back to the approved terms. You’ll also work entity docs (operating agreements, EIN, good standing, authorized signers) since most of our borrowers vest in an LLC.
Review credit. Review the credit report for accuracy and confirm the borrower satisfies program tradeline requirements. Obtain documentation or explanation where the report is unclear, and re-pull credit when the report expires before closing.
Protect the file. Reconcile the application, term sheet, approval, title commitment, and insurance so names, vesting, and property data match. Review prelim title for liens and lien position. Monitor every expiration date in the file — approval, appraisal, credit, title commitment, insurance — and request extensions before they lapse.
Close it. Review the Settlement Statement for fee accuracy, coordinate signing with title and escrow, upload the executed package into our loan origination system, and confirm funding.

What We’re Looking For

1–2+ years of mortgage loan processing experience (any product — conventional, FHA/VA, hard money, commercial, or DSCR)
Comfortable reviewing a credit report for accuracy and measuring tradelines against program requirements
Able to pull up an underwriting guideline and find the answer yourself. You’ve used guidelines as a working reference, not something you wait on Underwriting to interpret for you
Working knowledge of title reports, insurance requirements, and settlement statements
Genuinely organized — you track expiration dates and outstanding conditions without being asked twice
Direct, proactive communicator; you tell an LO a file is slipping before it slips
Comfortable managing 30+ active files and switching between them all day
Proficient in Microsoft Office and able to pick up new software quickly

Nice to Have (Not Required)

DSCR, business-purpose, or non-QM experience
Experience with entity-vested borrowers
Prior work at a private, hard money, or bridge lender

We use HubSpot as our CRM and NOVA as our loan origination system. Experience with either is a plus, not a requirement — we’ll train you on both.

Pay: From $45,000.00 per year

Benefits:

Dental insurance
Employee assistance program
Health insurance
Health savings account
Life insurance
Paid time off
Parental leave
Retirement plan
Vision insurance

Work Location: In person

Quick Apply

Refine Your Search

junior loan jobs in tempe, az

Junior Mortgage Loan Processor – DSCR

Junior Loan Processor

Junior Loan Officer

Jr. Loan Officer

Jr Lock Desk Analyst - Corporate - Scottsdale, AZ

Jr. Loan Officer (Customer Lending Representative)

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