Top 9733 Credit analyst Jobs

Senior Credit Analyst
Ascend Bank —Wallingford, CT
- Full-time
- Research
- Office
- Finance
Quick Apply
12d
Credit Analyst (Banking)
First Secure Bank Group, Inc. —Aurora, IL
- $75,000 - $90,000 a year
- Full-time
- Background check
- Mid-level
- Office
- Health insurance
- Dental insurance
Quick Apply
Credit Analyst
North Valley Bank —Thornton, CO
- $55,000 - $75,000 a year
- Full-time
- Background check
- Microsoft Excel
- Office
- Health insurance
- Dental insurance
Quick Apply
Credit and Collections Analyst
Three Point Solutions, Inc. —Johnston, IA
- $27 - $31 an hour
- Contract
- Microsoft Outlook
- Customer service
- Writing skills
Quick Apply
7d
Dynamic Credit Analyst to Join Commercial Lending Team
Seamen's Bank —Provincetown, MA
- $35.08 - $43.86 an hour
- Full-time
- Hybrid work
- Background check
- 18 years or older
- Microsoft Excel
- Profit sharing
- Health savings account
Quick Apply
Credit Analyst II
M C Bank and Trust Co. —Remote
- Remote
- Microsoft Word
- Data analysis skills
- Mid-level
Quick Apply
Credit Risk Analyst
DigniFi —Remote
- $72,000 - $90,000 a year
- Full-time
- 3 years
- Finance
- SQL
- Paid parental leave
- Paid holidays
Quick Apply
11d
Credit Analyst
SUMITOMO MITSUI TRUST BANK, LIMITED —New York, NY
- $95,000 - $105,000 a year
- Full-time
- Hybrid work
- Microsoft Excel
- Microsoft Outlook
- 5 years
- Profit sharing
- Commuter assistance
Quick Apply
Consumer Credit Analyst III
Golden 1 Credit Union —Remote
- $37.25 - $40.00 an hour
- Weekends as needed
- Remote
- Computer literacy
- Microsoft Office
- High school diploma or GED
Quick Apply
Credit Analyst (Multiple Levels)
U.S. Bank National Association —Atlanta, GA
- $75,820 - $89,200 a year
- Full-time
- CPA
- Mid-level
- Office
- Paid holidays
- Disability insurance
Credit Analyst
Lonestar Electric Industrial Supply —Houston, TX
- Research
- Mid-level
- Office
- Paid holidays
- Health insurance
Quick Apply
Credit Analyst
Capital Bank —Houston, TX
- Full-time
- Mid-level
- Office
- Finance
- Health insurance
- Dental insurance
Quick Apply
Credit Analyst II
Unity Bank —Clinton, NJ
- $83,234 - $107,610 a year
- Full-time
- Microsoft Excel
- Microsoft Outlook
- Customer service
Quick Apply
Credit Analyst
Sazerac Company —Louisville, KY
- Hybrid work
- Mid-level
- Finance
- Analysis skills
Quick Apply
Junior Credit Analyst
altbanq —New York, NY
- $65,000 - $85,000 a year
- Full-time
- Office
- Finance
- Bachelor's degree
- Commuter assistance
- Health insurance
Quick Apply
CREDIT ANALYST
Formosa Plastics Corporation, USA —Livingston, NJ
- $62,289 - $85,359 a year
- Full-time
- Mid-level
- Office
- Bachelor's degree
- Paid holidays
- Disability insurance
Credit Analyst I
First United Bank & Trust —Frisco, TX
- Email
- Mid-level
- Office
- Finance
Quick Apply
Credit Analyst
Lakeside Bank —Park Ridge, IL
- $54,000 - $85,000 a year
- Microsoft Excel
- Ability to walk for extended periods
- Mid-level
- AD&D insurance
- Disability insurance
Quick Apply
Risk Analyst
Parsons —Remote
- $74,800 - $130,900 a year
- Overtime
- Remote
- Mid-level
- 3 years
- Finance
- Wellness program
- Paid holidays
Credit Analyst
Ryerson —Little Rock, AR
- Remote
- Microsoft Outlook
- Mid-level
- High school diploma or GED

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Senior Credit Analyst

Ascend Bank -
Wallingford, CT

Quick Apply

Job Details

Full-time
12 days ago

Qualifications

Commercial banking expertise
Underwriting
Financial statement analysis
Research
Bachelor's degree
Industry trends
Accounting
Financial statement interpretation
Productivity software
Manual underwriting
Accounting
Technical Proficiency

Full Job Description

POSITION DESCRIPTION:

The Senior Credit Analyst provides support to commercial lenders through detailed financial/credit analysis, perform research on industry trends, train, and mentor less experienced analysts, independently underwrite loan requests with primary focus on large and/or complex borrowing relationships, and prepare internal reports.

GENERAL DESCRIPTION OF DUTIES:

Analyze financial information of prospective and existing borrowers and, if credit-worthy, underwrite loans in conformance with Loan Policy primarily for large and/or complex borrowing relationships and to generally be completed, with accuracy and detail, within 5 active working days, requiring minimal guidance.
Work directly with Commercial Lending Officers to obtain all necessary information needed to underwrite loan requests.
Prepare spread sheets, analyze financial information, and develop cash flows of prospective and existing borrowers.
Prepare loan offering memoranda, analyzing financial, collateral, cash flow and other appropriate information of prospective borrower’s and guarantors, assessing credit risk, if credit-worthy, underwriting in conformance with Loan Policy and present loan requests to appropriate loan authority level.
Performs analyses on perspective vendors of the Bank, on an annual basis when appropriate, and on request.
Provide leadership, training, and coaching to Credit Analyst team and back up support for the department Manager.
Assists in the collection of all pertinent information on commercial borrowers to ensure continued financial capacity and adherence to loan covenants.
Assists in maintaining an accurate record of financial information for each commercial borrower.
Maintains commercial credit files to ensure the adequacy of loan documents and supporting information.
Assist in determining the scope of the commercial loan portfolio review, which is performed by an outside loan review firm. Act as liaison with outside firm in providing requested financial and other information and updates.
On a limited basis, calls on prospective borrowers within the Bank’s market area to introduce information about the Bank’s lending programs and determine credit needs of the prospect.
On a limited basis, along with respective Commercial Lender, attend meetings with prospective and existing clients to obtain appropriate information regarding the Borrower.
Maintains a presence in local Chambers of Commerce and other civic or business-related organizations to maintain awareness of business lending opportunities.
Order and review environmental initial screenings.

Participate in Management Loan Committee meetings as needed.
Support the Commercial Credit Manager and/or Team Lead with the training and development of new team members, as well as trainees.
In consultation with the CLO and Credit Management, prepare required reporting for Management Loan Committee and Board of Trustees as required.
Prepare high quality credit presentations with minimal rewrites and conducts accurate credit analysis on all projects assigned.
Perform other duties as required.
Completes all required compliance training as assigned in a timely manner.

LEADERSHIP PHILOSOPHY:

Empower & Support: Prioritize employees' growth by providing resources, mentorship, and opportunities for success.
Lead with Integrity: Foster a culture of trust, transparency, and ethical decision-making.
Encourage Collaboration: Fostering an environment that leverages collaboration, innovation, and accountability to achieve strategic goals

DIGITAL LITERACY:

The ability to use data, information, and communication technologies to find, evaluate, create, and communicate information, requiring both cognitive and technical skills

Information, data, and content
Teaching learning and self-development
Communication, collaboration, and participation
Digital identity, safety, and security
Technical proficiency with all bank products
Awareness and interest in new technology
Creation, innovation, and research

BASIC KNOWLEDGE, SKILLS & TRAINING REQUIRED FOR MAXIMUM PROFICIENCY:

A bachelor’s degree, with an emphasis in business, finance or accounting with supplemental banking education/formal credit training. Good financial analytical abilities. Proficiency in WORD, EXCEL and other MS OFFICE applications required. Familiarity with automated underwriting systems is a benefit.

Excellent verbal and written communication skills and the ability to interact professionally with a diverse group, executives, managers, and subject matter experts.

EXPERIENCE REQUIRED: 4+ years of related commercial underwriting experience. Knowledge of financial statement fundamentals, accounting concepts, and industry trends and practices required.

EDUCATION: A bachelor’s degree is required preferably in business or finance with ancillary banking education preferred.

Compensation: Compensation is based on our market pay structures. However, individual salaries are determined by a variety of factors including, but not limited to business considerations, local market conditions, and internal equity, as well as candidate qualifications, such as skills, education, and experience.

Ascend Bank is an equal opportunity employer and offers equal opportunity to all applicants for all positions without regard to race, color, religion, national origin, age, disability, and veteran status.

Applicants requiring reasonable accommodation in the application process should notify Human Resources.

Ascend Bank participates in E-Verify.

EOE/AA/M/F/D/V

Quick Apply

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