Top 3 Merchant underwriter Jobs in Edison, Nj

Senior Underwriter – Merchant Services
IDT —Newark, NJ
- $120,000 a year
- Hybrid work
- Mid-level
- Finance
- Bachelor's degree
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Senior Underwriter - Small Business Financing
Spartan Capital —Hazlet, NJ
- $80,000 - $140,000 a year
- Full-time
- Background check
- Mid-level
- Finance
- Health insurance
- Dental insurance
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Senior Underwriter - Small Business Financing
Spartan Capital —Hazlet, NJ
Perform detailed financial analysis on the small business, including trend and ratio analysis, and interpret the financial information to determine credit…
$80,000 - $140,000 a year
Quick Apply
Senior Underwriter - Revenue-Based Financing
Fundfi Merchant Funding —New York, NY
Experience with underwriting platforms, CRM systems, financial analysis software, and automated decisioning tools. Advanced Credit Analysis & Risk Management.
$65,000 - $75,000 a year
Quick Apply

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Senior Underwriter – Merchant Services

IDT -
Newark, NJ

Quick Apply

Job Details

$120,000 a year

Qualifications

KYC
Underwriting guidelines adherence
Credit risk assessment
Financial statement analysis
Financial records review
Industry knowledge of financial regulations
Credit history review
Credit report review
Financial statement interpretation
Credit report analysis

Full Job Description

About Us:

At NRS PAY, we are redefining the way businesses accept payments. As a leading provider in the merchant services industry, we offer innovative, secure, and scalable solutions that help our clients grow. We’re expanding our underwriting team and seeking a highly motivated Senior Underwriter to join us in our mission.

Position Summary

We are looking for a detail-oriented and experienced Senior Underwriter with a strong background in the merchant services industry. The ideal candidate will be responsible for assessing risk, analyzing merchant applications, and ensuring compliance with underwriting guidelines. You will play a key role in protecting our business while enabling merchants to thrive.

Key Responsibilities:

Review and evaluate merchant applications, supporting documents, and risk indicators.
Analyze credit reports, bank statements, processing history, and business models to determine risk exposure.
Make recommendations and decisions on account approvals, holds, or declines.
Maintain up-to-date knowledge of industry trends, compliance regulations, and risk management strategies.
Collaborate with risk, sales, and operations teams to optimize onboarding and underwriting processes.
Mentor junior underwriters and assist in complex case escalations.

Requirements:

Minimum 2 years of underwriting experience in the merchant services or payments industry.
Strong understanding of risk assessment, KYC/AML policies, and credit analysis.
Ability to interpret financial and business documents quickly and accurately.
Excellent attention to detail and problem-solving skills.
Strong communication and decision-making abilities.
Experience working in a fast-paced, high-volume underwriting environment.
Preferred Qualifications:

Preferred Qualifications:

Familiarity with common payment processing platforms, chargeback trends, and high-risk merchant categories.
Experience with automated underwriting tools or platforms.
Bachelor’s degree in finance, business, or a related field (or equivalent work experience).

About us: IDT is a Communications and Money Transfer company founded in 1990 and headquartered in Newark, New Jersey. IDT is an industry leader in prepaid communication, money transfer, and payment services, and one of the world's largest international voice carriers. We are listed on the NYSE, employ over 1800 people across 20+ countries, and have over $1.5 billion in revenues. Our flagship brand, Boss Revolution, includes Money Transfer, International Calling, and Mobile Top-Up services and supports IDT's mission of enabling people to keep in touch and share resources with family and friends worldwide. Join us!

We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses and identifying potential inconsistencies or verification signals in application materials based on available information. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.

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merchant underwriter jobs in edison, nj

Senior Underwriter – Merchant Services

Senior Underwriter - Small Business Financing

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