Top 5 Escrow processor Jobs in Laguna Beach Ca

DSCR Loan Processor
Equity West Capital Partners —Newport Beach, CA
- $65,000 - $95,000 a year
- Full-time
- English
- Mid-level
- Office
- Health insurance
- Paid time off
Quick Apply
Remote Mortgage Doc Drawing Specialist
Home Mortgage Alliance Company (HomeMac) —Santa Ana, CA
- $20.19 - $27.88 an hour
- Full-time
- Hybrid work
- Background check
- Basic math
- Mid-level
- Health insurance
- Dental insurance
Quick Apply
Experienced mortgage processors
C2C Processing Center —Laguna Beach, CA
- $55,000 - $65,000 a year
- Online Application
- Mid-level
- In-person
- Communication skills
Quick Apply

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3+ years of experience in escrow, including independent file management. Strong knowledge of real estate transactions and escrow law.
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Escrow Officer
California Settlement Services, Inc. —Laguna Niguel, CA
Valid Licensing/Certification as required by applicable state. First American reasonably believes that a criminal history may have a direct, adverse and…
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Escrow Processor-Title Agency
Saad & Saad and Star Title Agency —Columbus, OH
Provide high level of customer service and develop ongoing escrow referrals for escrow transactions. Manage and develop client relationships to encourage future…
$52,000 - $62,000 a year
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escrow processor jobs near laguna beach ca

DSCR Loan Processor

Equity West Capital Partners
Newport Beach, CA

Quick Apply

Job Details

Full-time
$65,000 - $95,000 a year

Benefits

Health insurance
Paid time off

Qualifications

English
Attention to detail
Quality control
Real estate closing management
Organizational skills
Loan Origination Systems (LOS)
Loan document verification
Loan processing
File organization
Office record organization

Full Job Description

About the Role

We are seeking an experienced DSCR Loan Processor to manage residential investor loans from initial submission through clear-to-close. This role is critical to delivering fast, accurate, and compliant executions for real estate investors financing single-family, 2–4 unit, and small multifamily rental properties.

The ideal candidate thrives in a high-volume, investor-focused environment, understands DSCR guidelines deeply, and can independently drive files forward while communicating clearly with borrowers, brokers, lenders, and internal teams.

Key ResponsibilitiesLoan Processing & File Management

Process DSCR (Debt Service Coverage Ratio) loans from intake to closing
Review loan submissions for completeness, accuracy, and guideline compliance
Order and manage third-party services (appraisal, title, insurance, rent schedules, etc.)
Analyze lease agreements, market rents, and appraisals to confirm DSCR calculations
Review borrower documentation including LLC docs, operating agreements, bank statements, and credit reports
Ensure all conditions are cleared efficiently and correctly

Communication & Coordination

Serve as the primary point of contact between borrowers, brokers, underwriters, and closing teams
Proactively request missing items and follow up to keep files moving
Provide clear status updates and set realistic expectations
Coordinate with title and escrow to ensure smooth closings

Compliance & Quality Control

Ensure adherence to lender overlays, state regulations, and investor guidelines
Maintain accurate, well-organized loan files
Identify and resolve potential issues early to avoid closing delays
Prepare files for underwriting submission and final approval

Required Qualifications

2+ years of residential loan processing experience
Direct experience processing DSCR / investor loans is required
Strong understanding of:
DSCR calculations
Rental income analysis
Appraisals (1007, 1025, rent schedules)
LLC borrower structures
Familiarity with non-QM and business-purpose lending
Experience working with LOS systems (Encompass, Arive, LendingPad, or similar)
Strong organizational skills and attention to detail
Ability to manage multiple files simultaneously in a fast-paced environment

Preferred Qualifications

Experience with fix-and-rent, cash-out refinance, and portfolio rental loans
Understanding of title vesting for investor entities
Familiarity with investor-focused lenders and non-QM guidelines
Background working with brokers and correspondent channels

Key Traits for Success

Extremely detail-oriented and deadline-driven
Proactive communicator who anticipates issues
Comfortable working with real estate investors and repeat clients
Solutions-oriented mindset with a strong sense of ownership
Thrives in a performance-based, accountability-focused culture

What We Offer

Competitive compensation (base + performance incentives, depending on structure)
Consistent loan volume
Remote flexibility
Clear processes, defined roles, and strong leadership support
Opportunity to grow with a rapidly scaling investor-focused lending platform

Job Type: Full-time

Pay: $65,000.00 - $95,000.00 per year

Benefits:

Health insurance
Paid time off

Experience:

residential loan processing: 2 years (Required)

Language:

English (Required)

Ability to Commute:

Newport Beach, CA 92663 (Required)

Work Location: In person

Quick Apply

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escrow processor jobs in laguna beach ca

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