Top 5 Lending manager Jobs in Modesto, Ca

Real Estate Lending Manager
Valley First Credit Union —Modesto, CA
- $85,000 - $105,000 a year
- Full-time
- Office
- Finance
- Bachelor's degree
Operations Manager
The Mortgage Doctor —Modesto, CA
- $60,000 - $80,000 a year
- Mid-level
- Office
- Organizational skills
Quick Apply
Commercial Lending Operations Manager
Valley First Credit Union —Modesto, CA
- $85,000 - $105,000 a year
- Full-time
- 7 years
- Office
- Finance
Bilingual Store Manager
ACE Cash Express —Modesto, CA
- $19.50 - $22.00 an hour
- Full-time
- Spanish
- Writing skills
- Basic math
- AD&D insurance
- Paid holidays
Quick Apply
14d

More jobs to discover

Find similar jobs that you might be interested in.

Senior Operations Manager
Carvana —Tracy, CA
Valid unrestricted driver's license with a clean driving record in the last 3 years. Conduct root cause analysis, develop action plans, and execute with the…
$150,000 - $170,000 a year
Quick Apply
Operations Manager
Land O'Lakes —Turlock, CA
Bachelor’s Degree in Supply Chain Management or related field. Lead and develop Production Supervisors and production teams to ensure performance expectations,…
$81,200 - $121,800 a year

Show more similar jobs

Explore jobs in cities nearby

Check out jobs in cities near your current location, Columbus

Operations Manager
UNION SAVINGS BANK —Columbus, OH
Work closely with underwriters and pipeline manager to ensure contract dates are met. The purpose of the Operations Manager is to manage and support the…
Quick Apply
9d
Vice President - Product Manager - Home Lending
JPMorganChase —Columbus, OH
Technical Acumen: A solid understanding of the technical aspects of product development, enabling effective collaboration with engineering teams and informed…

Show more jobs in cities nearby

I want to receive the latest job alert for lending manager in modesto, ca

By signing in to your account, you agree to SimplyHired's Terms of Service and consent to our Cookie and Privacy Policy.

Real Estate Lending Manager

Valley First Credit Union -
Modesto, CA

Apply Now

Job Details

Full-time
$85,000 - $105,000 a year

Qualifications

Vendor relationship building
Underwriting verification process
Underwriting guidelines adherence
Mortgage closing and funding
Conventional mortgage loans
Team development
Sales performance monitoring (sales process improvement strategies)
Professional development support
Mentoring
Vendor performance improvement
Post-closing quality control (loan processing)
Vendor relationship management
FNMA
Managing lending teams
Loan Origination Systems (LOS)
Delegation
Home equity loans
Audit support

Full Job Description

Reporting to the Vice President of Consumer Lending and Member Solutions, the Real Estate Lending Manager is responsible for the end-to-end leadership of the organization?s real estate lending operations. This includes first mortgage and home equity origination, underwriting, secondary market execution, and correspondent and wholesale channel management. The manager holds loan approval authority within established credit parameters and is accountable for the performance, compliance, and member service quality of the real estate lending department. A central part of this role is the hands-on support and day-to-day direction of the real estate lending team, ensuring staff are equipped, coached, and held to clear performance standards ? including KPI expectations.

This role directly supervises a team of Mortgage Loan Officers, Real Estate Loan Processors and Underwriters and is accountable for the team's performance, workflow management, and adherence to regulatory and institutional standards. The ideal candidate combines deep technical knowledge of real estate underwriting and documentation with strong operational leadership capabilities.

Oversee the full real estate lending operations lifecycle ? origination, underwriting, processing, closing, post-closing, and secondary market delivery ? ensuring accuracy, timeliness, and compliance at every stage.
Establish and manage secondary market relationships, including direct loan delivery to Fannie Mae and Freddie Mac; maintain working knowledge of Agency selling guides, eligibility requirements, and investor delivery standards.
Build and manage correspondent and wholesale lending channel relationships and assist in evaluating and executing loan participation and loan purchase opportunities, including due diligence and ongoing oversight.
Underwrite and approve real estate loan requests ? including first mortgages, home equity loans, and loans for ITIN borrowers ? in accordance with Fannie Mae, Freddie Mac, and internal credit guidelines, exercising delegated approval authority within established parameters.
Manage all third-party vendor relationships supporting the real estate lending function, including the Loan Origination System (LOS), Appraisal Management Companies (AMCs), contract underwriters, and loan servicers; monitor performance, service levels, and compliance obligations.
Own pre- and post-closing audit processes ? identify, clear, and resolve findings in a timely manner; serve as the department?s primary liaison for regulatory examinations and investor audits, with experience interfacing with regulators considered a strong plus.
Develop, implement, and maintain written policies, procedures, and SOPs for all real estate lending functions; revise as regulatory requirements, Agency guidelines, or internal practices change.
Monitor department performance against established KPIs and production goals; analyze results, identify gaps, and take corrective action to ensure the team meets or exceeds targets.
Onboard, mentor, and coach real estate lending staff and new hires; provide ongoing performance feedback and foster a culture of accountability, member service excellence, and continuous improvement.
Lead and expand first mortgage originations, developing strategies to grow application volume, improve pull-through rates, and ensure a consistent, high-quality member experience from application through closing.
Build and cultivate a strong real estate referral network, including real estate brokers, builders, developers, and community partners, to generate sustainable loan origination pipelines.
Develop and implement origination processes and sales support infrastructure as the organization transitions first mortgage production in-house, ensuring scalability, compliance, and alignment with secondary market requirements.
Lead 1st mortgage originations for the organization, overseeing the pipeline from application through closing and ensuring production goals, member experience standards, and Agency delivery requirements are consistently met.
Collaborate with the Consumer Lending Origination team on home equity loan submissions ? providing timely feedback on submission quality, guiding loan officers on stipulation requirements, and ensuring files are operationally ready to support on-time closings.
Work with and monitor the performance of the Credit Union Service Organization (CUSO), ensuring alignment with the organization?s lending standards, member service expectations, and production objectives; escalate performance concerns as appropriate.
As needed, engage directly with members to support loan origination, address post-closing follow-up items, or resolve outstanding documentation requirements.
Register with the National Mortgage Licensing System (NMLS).
Other duties as assigned by Lending leadership

Education, Experience & Skills

Bachelor?s degree in Finance, Business Administration, or a related field, or equivalent professional experience.
Minimum 5?10 years of progressively responsible experience in real estate lending, with demonstrated expertise spanning origination, underwriting, operations, and secondary market execution.
Prior supervisory or team leadership experience is strongly preferred.
Proven experience with direct secondary market delivery to Fannie Mae and Freddie Mac, and working knowledge of Agency selling guide requirements, eligibility standards, and loan delivery processes.
Hands-on experience establishing and managing correspondent and wholesale lending relationships and evaluating loan participation and purchase transactions.
Strong underwriting proficiency consistent with Fannie Mae and Freddie Mac guidelines; experience originating and underwriting loans for ITIN borrowers and home equity loan products.
Demonstrated experience managing third-party vendors and service providers ? including LOS platforms, AMCs, contract underwriters, and loan servicers ? with a focus on performance, compliance, and service quality.
Experience identifying, clearing, and formally responding to pre- and post-closing audit findings; prior experience with regulatory examinations is a plus.
Proven track record of meeting or exceeding production and performance goals; ability to monitor KPIs, identify trends, and drive results through the team.
Strong leadership, coaching, and mentoring skills; experience developing staff and onboarding new hires in a lending environment.
Knowledge of applicable federal and state banking regulations and lending compliance requirements.

Core Competencies

Exceptional attention to detail - ability to identify discrepancies across complex, multi-document loan packages with precision and consistency.
Strong organizational and time management skills, with the ability to manage multiple loan files and deadlines simultaneously in a fast-paced environment.
Leadership and team development capabilities, including the ability to delegate effectively, set clear expectations, and develop staff.
Excellent written and verbal communication skills; ability to clearly communicate documentation requirements to borrowers, attorneys, and internal stakeholders.
High degree of professional judgment and discretion when handling sensitive financial and legal information.
Collaborative and solutions-oriented mindset, with a proactive approach to problem-solving and process improvement.

Pay Range & Work Schedule:

This position is a Grade 12, with a salary ranging from $85,000.00 to $105,000.00 per year
- The anticipated pay rate for new hires is between the low-end and midpoint of the range, depending on experience
- The pay rates listed above are based upon the geographic location of our Administrative Offices in Modesto, CA using the greater Central Valley area for our pay range calculations
Full Time, exempt position. Schedule will be based around normal business operating hours
- Monday to Friday

Apply Now

Refine Your Search

lending manager jobs in modesto, ca

Real Estate Lending Manager

Operations Manager

Commercial Lending Operations Manager

Bilingual Store Manager

More jobs to discover

Explore jobs in cities nearby

I want to receive the latest job alert for lending manager in modesto, ca

Explore jobs in more locations

Job Seeker Tools

Employer Tools

Browse

Stay Connected