Candidates must have participated in and completed a Cigna Group internship prior to applying for this position.
Your Future in Underwriting Starts Here.
Have you imagined a career where finance, healthcare, data, and strategy come together? As a Risk & Underwriting Senior Analyst in The Cigna Group’s Pharmacy Underwriting Development Program, you will help support pricing and underwriting strategies for pharmacy benefits solutions. Your work will contribute to competitive financial offers, thoughtful risk management, and business decisions that support our clients, customers, and enterprise growth.
Through structured training, hands-on projects, and meaningful team collaboration, you will develop knowledge of Pharmacy Benefits Management, build technical and professional skills, and gain exposure to business-critical work in a fast-paced, supportive environment. Designed to help you transition from college to career, this program is ideal for recent graduates and early-career professionals who are curious, motivated, and eager to apply their academic knowledge to real-world business challenges.
Support pricing strategies for new and renewing business, including RFPs, direct offers, and market checks.
Analyze financial data to assess business impacts, including formulary, network, and specialty drug changes.
Contribute to client proposals and recommendations that balance competitiveness, client needs, and financial risk.
Assist with contracting and implementation activities to support pricing accuracy and consistency.
Collaborate with cross-functional partners to develop compliant, business-aligned financial solutions.
Support forecasting, budgeting, and strategic planning through financial trend analysis.
Build PBM industry knowledge while strengthening analytical, communication, and business skills.
Structured Curriculum: Comprehensive training modules in which you will develop knowledge of Pharmacy Benefits Management, build technical and professional skills
Mentorship & Development: Coaching, mentoring, and hands-on business initiatives to accelerate your growth.
A bachelor’s degree is required. Preference for the following major and/or minors are preferred: Risk Management, Economics, Statistics, Mathematics, or Finance
Relevant internship in related field preferred (Risk Management, Economics, or Finance or similar)
Comfort working with Excel for analysis, reporting, modeling, or data-driven decision-making.
Strong written and verbal communication skills.
Attention to detail and sound decision-making abilities.
Ability to manage multiple priorities in a fast-paced, collaborative environment.
Preferred Qualifications:
GPA of 3.0 or higher preferred
Demonstrated leadership, curiosity, innovative thinking, and ability to build strong working relationships.
Eagerness to learn, grow, and contribute to a team-oriented culture.
Customer-focused mindset with interest in healthcare, finance, risk, or underwriting.
Start Date: July 2027
Location: This position is based in one of the following office locations: Franklin, TN or Morris Plains, NJ. The role requires a hybrid work schedule, with a minimum of three days per week working onsite (Tuesday, Wednesday, and one additional day of the employee’s choice), and the option to work the remaining days remotely. Relocation assistance is not offered, and employees must be able to meet the onsite schedule for their assigned office location.
Pre‑Employment Requirements: Selected candidates will be required to complete mandatory pre‑employment tasks approximately 45 days prior to the program start date. Completion of the drug test requires availability within the United States during this timeframe.
Work Authorization: This position is open only to individuals who are eligible for employment in the United States and who would not require visa support including H-1B or CPT/OPT/STEM, etc., now or in the future.
If you will be working at home occasionally or permanently, the internet connection must be obtained through a cable broadband or fiber optic internet service provider with speeds of at least 10Mbps download/5Mbps upload.
For this position, we anticipate offering an annual salary of 58,400 - 97,400 USD / yearly, depending on relevant factors, including experience and geographic location.
This role is also anticipated to be eligible to participate in an annual bonus plan.
At The Cigna Group, you’ll enjoy a comprehensive range of benefits, with a focus on supporting your whole health. Starting on day one of your employment, you’ll be offered several health-related benefits including medical, vision, dental, and well-being and behavioral health programs. We also offer 401(k), company paid life insurance, tuition reimbursement, a minimum of 18 days of paid time off per year, paid holidays, and leaves of absence. For more details on our employee benefits programs, click here.
About The Cigna Group
Doing something meaningful starts with a simple decision, a commitment to changing lives. At The Cigna Group, we’re dedicated to improving the health and vitality of those we serve. Through our divisions Cigna Healthcare and Evernorth Health Services, we are committed to enhancing the lives of our clients, customers and patients. Join us in driving growth and improving lives.
Qualified applicants will be considered without regard to race, color, age, disability, sex, childbirth (including pregnancy) or related medical conditions including but not limited to lactation, sexual orientation, gender identity or expression, veteran or military status, religion, national origin, ancestry, marital or familial status, genetic information, status with regard to public assistance, citizenship status or any other characteristic protected by applicable equal employment opportunity laws.
If you need a reasonable accommodation to complete the online application process, please email [email protected] for assistance. Please note that this email inbox is dedicated to accommodation requests only and cannot provide application updates or accept resumes.
The Cigna Group has a tobacco-free policy and reserves the right not to hire tobacco/nicotine users in states where that is legally permissible. Candidates in such states who use tobacco/nicotine will not be considered for employment unless they enter a qualifying smoking cessation program prior to the start of their employment. These states include: Alabama, Alaska, Arizona, Arkansas, Delaware, Florida, Georgia, Hawaii, Idaho, Iowa, Kansas, Maryland, Massachusetts, Michigan, Nebraska, Ohio, Pennsylvania, Texas, Utah, Vermont, and Washington State.
Qualified applicants with criminal histories will be considered for employment in a manner consistent with all federal, state and local ordinances.
