Top 104 Underwriter Jobs in New Jersey

Underwriter - DSCR
BD Capital SE LLC —Warren, NJ
- From $90,000 a year
- Full-time
- Background check
- Customer service
- Mid-level
- Health savings account
- Health insurance
Quick Apply
8d
Senior Underwriter - Small Business Financing
Spartan Capital —Hazlet, NJ
- $80,000 - $140,000 a year
- Full-time
- Background check
- Mid-level
- Finance
- Health insurance
- Dental insurance
Quick Apply
Credit Underwriter
BCB COMMUNITY BANK —Bayonne, NJ
- $90,000 - $115,000 a year
- Full-time
- Data analysis skills
- Mid-level
- Office
Quick Apply
13d
Underwriting Assistant - Remote
Crum & Forster —Morristown, NJ
- $36,000 - $67,800 a year
- Remote
- Microsoft Excel
- Microsoft Outlook
- Research
- Employee stock purchase plan
- Health insurance
Senior Underwriter (MCA / Alternative Finance)
Craft Recruiting —Red Bank, NJ
- $90,000 - $120,000 a year
- Full-time
- Office
- Analysis skills
- Math
Quick Apply
Head of Internal Life Insurance and Disability Underwriting
HRMango —Woodcliff Lake, NJ
- $145,000 - $155,000 a year
- Full-time
- Office
- Supervising experience
- In-person
- Relocation assistance
- Life insurance
Quick Apply
6d
Underwriting Assistant
Great Bay Insurance Company —West Atlantic City, NJ
- $40,000 - $45,000 a year
- Full-time
- Research
- Office
- In-person
- Health insurance
- Dental insurance
Quick Apply
Senior Non-QM Underwriter
Leoforce —Cranford, NJ
- $100,000 a year
- Hybrid work
- 5 years
- Analysis skills
- Senior level
- 401(k)
Quick Apply
9d
Senior Insurance Underwriting Production Specialist, Excess & Surplus Lines
Western World Insurance Company —Parsippany-Troy Hills, NJ
- $73,900 - $103,500 a year
- Email
- Management
- 5 years
- Writing skills
- Health insurance
Quick Apply
3d
Renewals Underwriter (Fully Remote)
NIP Group, Inc. —Woodbridge, NJ
- $65,000 - $85,000 a year
- Remote
- Mid-level
- 3 years
- Bachelor's degree
- Health insurance
- Dental insurance
Underwriting Analyst
Munich Re America —Princeton, NJ
- $73,000 - $107,000 a year
- Full-time
- Hybrid work
- Microsoft Word
- Microsoft Outlook
- 5 years
- Wellness program
- AD&D insurance
Underwriting Specialist
MSIG North America —Warren, NJ
- $180,000 - $200,000 a year
- Full-time
- 5 years
- Mid-level
- High school diploma or GED
Underwriting Assistant -NJ
GREATER NEW YORK MUTUAL INSURANCE COMPANY —Edison, NJ
- $42,700 - $83,200 a year
- Microsoft Outlook
- Writing skills
- Research
Underwriter
The Money Store —Florham Park, NJ
- Full-time
- Remote
- 5 years
- Senior level
- Communication skills
Quick Apply
9d
Commercial Surety Bond Underwriter
The Hartford —Morristown, NJ
- $71,600 - $140,400 a year
- Full-time
- Hybrid work
- Mid-level
- Office
- Analysis skills
Associate Underwriter - Commercial Lines
Amwins —Edison, NJ
- Full-time
- Hybrid work
- Customer service
- Office
- Data entry
- Paid holidays
- Health insurance
Underwriter-NJ
GREATER NEW YORK MUTUAL INSURANCE COMPANY —Edison, NJ
- $74,600 - $154,600 a year
- Full-time
- Writing skills
- Mid-level
- Microsoft Office
Associate Underwriter - Commercial Lines
Amwins Internships —Edison, NJ
- Full-time
- Hybrid work
- Customer service
- Office
- Data entry
- Paid holidays
- Health insurance
Remote Mortgage Underwriter
EMM Loans —Cherry Hill, NJ
- Full-time
- Hybrid work
- Background check
- 5 years
- Analysis skills
- Disability insurance
- Health insurance
14d
Senior Risk Manager & Underwriter
Siemens —Iselin, NJ
- $120,666 - $206,858 a year
- Full-time
- Hybrid work
- Data analysis skills
- Finance
- Analysis skills

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Underwriter - DSCR

BD Capital SE LLC
Warren, NJ

Quick Apply

Job Details

Full-time
From $90,000 a year
8 days ago

Benefits

Health savings account
Health insurance
Dental insurance
401(k)
Paid time off
Vision insurance
401(k) matching
Life insurance

Qualifications

Confidential information handling
Cash flow analysis
Customer service
Consumer lending analysis in risk and credit
Bachelor's degree
Data-driven problem-solving
Manual underwriting

Full Job Description

About Us

BD Capital is a private lending firm focused on providing flexible, asset-based financing solutions for real estate investors across the country. We specialize in bridge, construction, and rental property loans, supporting borrowers through acquisitions, refinances, and ground-up development projects.

Our platform is built around speed, transparency, and execution. We pride ourselves on moving quickly from term sheet to closing while maintaining disciplined underwriting and a consistent, scalable process. Our team works closely with borrowers and brokers to navigate complex deals, ensuring clear communication and a streamlined experience from start to finish.

At BD Capital, we are not just transaction-focused, we aim to build long-term relationships with our clients by being a reliable capital partner across multiple projects. Internally, we emphasize collaboration, accountability, and continuous process improvement to support our growth and deliver a high level of service on every deal.

Position Summary

We are looking for an Underwriter who thrives in a fast paced, entrepreneurial growth environment. This individual will manage a pipeline of DSCR mortgage loans. This person will ensure customers have a smooth and timely transition through the mortgage process, proactively managing all credit and asset related issues, approving loans within assigned authority, and communicating underwriting pipeline status to constituents.

Responsibilities

Perform in-depth review of loans, evaluating credit, collateral, income, assets, entity, general contractor, and title, among other factors.
Prepare timely, high-quality credit and asset analysis with narratives that accurately describe the transaction along with risk and mitigating factors associated with the loan.
Review and approve third party reports including property appraisals, physical needs assessments, environmental reports, and zoning reports.
Perform stress testing scenarios on construction projects and stabilized income producing real estate properties, as required.
Review and analyze mortgage underwriting files to determine compliance with program guidelines, investor requirements, and regulatory standards.
Approve loans within credit authority or determine if additional conditions / documentation is required.
Provide loan scenario analysis and/or pre‐approval reviews to sales team to render a decision.
Assist post-closing in clearing deficiencies and responding to internal / external audits.
Make recommendations to management for exceptions to loans outside credit authority.
Monitor the underwriting pipeline to ensure daily expected service levels can be met for assigned work.
Provide an evidence-based feedback loop to management to improve underwriting technology implementation, adjustments to the credit box, and underwriting processes.
Prepare reports giving executives visibility into underwriting pipeline, portfolio performance, and associated credit risk attributes.
Manage and train junior underwriters and other employees, as required.
Interact with business partners, vendors, investors, and consultants, as required.
Maintain and update the Underwriting Policy and Procedure Manual.
Ad hoc projects, as assigned.

Qualifications

Deep knowledge of mortgage underwriting concepts, practices and procedures.
Must have significant experience underwriting DSCR loans for multiple investor takeouts
In-depth understanding of property operating statements, leases, rent rolls, real estate schedules and the ability to perform detailed cash flow analysis using CRE templates.
Extensive knowledge of credit analysis, loan structuring, entity review, and asset review.
Pipeline management experience required.
Experience creating and implementing underwriting metrics and data analytics.
Experience developing business requirements and configuring underwriting systems a plus.
Strong working knowledge of Google Sheets, MS office and Sharepoint.
Strong attention to detail
Well-developed communication and interpersonal skills with an emphasis on customer service and teamwork.
Ability to work on multiple projects simultaneously, managing time and resources to ensure work is completed efficiently within established timeframes.
Naturally inquisitive with strong analytical and problem-solving skills.
Demonstrated ability to maintain confidentiality and use discretion in daily activities.
Ability to work in a fast-paced environment under pressure with tight deadlines and constant interruptions
Ability to flexibly adjust priorities in a changing environment.
Self-motivated team player with a strong work ethic and high level of personal accountability.
Positive personality with a high level of integrity.

Education & Experience

Bachelor’s degree in Accounting, Finance, Economics, Real Estate, or related fields from an accredited college/university is desired
3+ years of commercial and/or residential underwriting experience; DSCR underwriting experience is required

Location

Warren, NJ

Employment Type

Full Time

Pay: From $90,000.00 per year

Benefits:

401(k)
401(k) matching
Dental insurance
Health insurance
Health savings account
Life insurance
Paid time off
Vision insurance

Work Location: In person

Quick Apply

Refine Your Search

underwriter jobs in new jersey

Underwriter - DSCR

Senior Underwriter - Small Business Financing

Credit Underwriter

Underwriting Assistant - Remote

Senior Underwriter (MCA / Alternative Finance)

Head of Internal Life Insurance and Disability Underwriting

Underwriting Assistant

Senior Non-QM Underwriter

Senior Insurance Underwriting Production Specialist, Excess & Surplus Lines

Renewals Underwriter (Fully Remote)

Underwriting Analyst

Underwriting Specialist

Underwriting Assistant -NJ

Underwriter

Commercial Surety Bond Underwriter

Associate Underwriter - Commercial Lines

Underwriter-NJ

Associate Underwriter - Commercial Lines

Remote Mortgage Underwriter

Senior Risk Manager & Underwriter

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