Top 6 Consumer loan processor Jobs in Rock Hill, Sc

Loan Processor
Two Harbors Investment Corp. —Fort Mill, SC
- Overtime
- Microsoft Word
- Mid-level
- Office
Mortgage Loan Processor
Founders Federal Credit Union —Rock Hill, SC
- Overtime
- Pass drug screening
- Mid-level
- Office
- Wellness program
- AD&D insurance
Quick Apply
Mortgage Loan Processor
Family Trust Federal Credit Union —Rock Hill, SC
- Office
- High school diploma or GED
- Entry level
Quick Apply
8d

Related jobs to explore

Based on your search for consumer loan processor

Loan Processor
Two Harbors Investment Corp. —Fort Mill, SC
Direct communication with all borrowers via email and/or phone, returning all calls within 24 hours. Must have ability to verify all elements of a 1003, credit…
Loan Post-Closing Coordinator
AgSouth_Farm_Credit —Rock Hill, SC
Good knowledge of general office routine and use of office equipment, including phones, computers, copiers, and scanners.

Show more related jobs

Explore jobs in cities nearby

Check out jobs in cities near your current location, Columbus

Loan Processor
Credit Union of Ohio —Hilliard, OH
Accurately prepare and fund consumer loans (personal, auto, credit cards and home equity loans) while ensuring compliance with all credit union policies and…
$45,000 - $54,000 a year
Quick Apply
Senior Virtual Loan Processor
Northwest Bank —Columbus, OH
The Senior Virtual Loan Processor is responsible for processing residential mortgage and equity loan applications in accordance with internal policies and…
Quick Apply
1d

I want to receive the latest job alert for consumer loan processor in rock hill, sc

By signing in to your account, you agree to SimplyHired's Terms of Service and consent to our Cookie and Privacy Policy.

Explore jobs in more locations

consumer loan processor jobs near rock hill, sc

Mortgage Processor jobs in Rock Hill, SC

Loan Processor jobs in Fort Mill, SC

Mortgage Processor jobs in Williamsburg, VA

Mortgage Loan Originator jobs in Dallas, TX

Union Home Mortgage jobs in Strongsville, OH

Mortgage Processor jobs in Schaumburg, IL

Mortgage Processor jobs in Moorestown, NJ

Mortgage Processor jobs in Marana, AZ

Loan Processor jobs in Marlborough, MA

Nursing Loan Repayment jobs in California

Mortgage Loan Officer jobs in Charlotte, NC

Loan Processor jobs in Baltimore, MD

Loan Processor jobs in Burlington, NJ

Loan Processor jobs in Arcadia, CA

Mortgage Processor jobs in Springfield, MO

Mortgage Processor jobs in Fairfax, VA

Mortgage Processor jobs in Nashville, TN

Loan Processor jobs in Pittsburgh, PA

Mortgage Processor jobs in Miami, FL

Loan Processor

Two Harbors Investment Corp.
Fort Mill, SC

Apply Now

Job Details

Full-time

Qualifications

Underwriting verification process
Underwriting guidelines adherence
Title document review
Client rapport building
Home Mortgage Disclosure Act (HMDA)
Conventional mortgage loans
Real Estate Settlement Procedures Act (RESPA)
High school diploma or GED
Credit history review
Credit report review
Customer support for financial loans
Verification (borrower information)
Credit report analysis
Automated underwriting
TRID compliance
Cross-functional communication

Full Job Description

The Loan Processor is a reliable mortgage professional who thrives in a fast-paced environment. Loan Processor supports both the origination and operation functions of residential conventional and government mortgages while providing the highest level of customer service both internal & external.

Responsibilities:

Reviews all documents submitted by borrower within 48 hours of receipt.
Direct communication with all borrowers via email and/or phone, returning all calls within 24 hours.
Reviews accuracy and completeness of Loan Application, Automated Underwriting System and Credit Report.
Review entire credit report for accuracy. (I.E correct name (Jr, Sr etc.), property addresses (within 2 years and not on URLA), recent inquiries, liabilities, collections, Social Security numbers and any possible alerts etc.)
Orders and retrieves 3rd party services (I.E. Credit report, Credit refresh, Credit supplements, Tax transcripts, Flood certificates, Fraud guard, VOE’s, Payoffs etc.)
Review initial disclosures and check for signatures and dates.
Review and calculate all types of income and any other mortgage related documents.
Ordering all related condo documents if applicable (I.E. Master policy, budget, condo questionnaire etc.)
Review and analyze appraisal reports for accuracy (I.E. Name & property address, value, and date of appraisal.)
Review title reports for the following but not limited to: Effective date, loan amount, proposed insured, open liens/judgments and tax information.
Responsible for properly updating Encompass to ensure current and accurate data.
Submits complete file to Underwriter for initial underwrite & final review.
Clear all prior-to-doc conditions.
Effective communication with all parties and usage of the conversation log in Encompass to notate the loan files.
Strong pipeline management skills to ensure closing dates are met.
Participates in weekly pipeline reviews with the Loan Officer and Processing Manager providing status of all files.
Assist closing & post-closing with any additional documents or information needed to close out file.
Keep informed of trends and developments in the mortgage industry to include regulation changes.
Processor will meet Round Point’s commitment to compliance and keep abreast of industry new products and guidelines.
Redisclosing for change in circumstances if applicable.
Title review and updates
Ordering additional appraisal reports, if applicable (I.E. final inspection)

Qualifications:Required:

High School diploma or equivalent required
4+ years mortgage experience in a mortgage processing position
Must have ability to verify all elements of a 1003, credit report, title quotes, tax certs, AUS, and mortgage Insurance.
Working knowledge of conventional and government loan programs
Strong organizational skills, attention to detail and work in a high volume & ever-changing mortgage industry
Knowledge of consumer regulations—RESPA, TILA, TRID, HMDA, ECOA and all Fair Lending laws.
Proficiency in Encompass LOS preferred and the ability to readily learn and operate effectively in other business technology applications required.
Ability to work overtime when needed.
Excellent communication and rapport building skills, promoting productive working relationships.
Maintain sense of urgency.
Maintain a level of professionalism when communicating with external clients.
Ability to effectively communicate across multiple departments-originations, underwriting, secondary, processing and closing.
Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the public.

Desired:

Associate degree
Encompass experience
Advanced working knowledge of Word and Excel.
Working in fast-paced, high tech, and business paperless environment

Physical Demands & Working Conditions
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job:

The employee is regularly required to talk or hear.
The employee is required to sit for extended periods of time and is occasionally required to stand and walk.
The employee must regularly use hands to finger, handle, or feel objects and is regularly required to reach with hands and arms; the employee may occasionally climb or balance, and stoop, kneel, crouch, or crawl.
The employee must frequently lift and/or move up to 10 pounds and occasionally lift and/or move up to 25 pounds.
Specific vision abilities required by this job include close vision, distance vision, color vision, and ability to adjust focus.
The noise level in the work environment is usually quiet to moderate, and no extreme conditions are present.

About RoundPoint Mortgage Servicing LLC
RoundPoint Mortgage Servicing LLC is a fully integrated, non-bank mortgage company, with a subservicing portfolio of approximately 900,000 loans. In 2023, RoundPoint was acquired by Two Harbors Investment Corp. (NYSE: TWO), reaffirming its commitment to MSR as core and essential to our business strategy and our future. A combined Two Harbors and RoundPoint capitalizes on the strengths of both companies, adding significant value for stakeholders through operational and cost efficiencies, as well as the ability to participate more fully in the mortgage finance space as opportunities arise.
Founded in 2009, Two Harbors has grown into a leading publicly traded residential mortgage real estate investment trust (mortgage REIT). We leverage our core competencies of understanding and managing interest rate and prepayment risk to invest in our Agency residential mortgage-backed securities (RMBS) and mortgage servicing rights (MSR) portfolio, with the objective of delivering attractive risk-adjusted returns to our stockholders.

Location

Fort Mill, SC
Coppell, TX

Employee Status

Regular

Travel

Apply Now

Refine Your Search

consumer loan processor jobs in rock hill, sc

Loan Processor

Mortgage Loan Processor

Mortgage Loan Processor

Related jobs to explore

Explore jobs in cities nearby

I want to receive the latest job alert for consumer loan processor in rock hill, sc

Explore jobs in more locations

Job Seeker Tools

Employer Tools

Browse

Stay Connected